Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 12 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Rahul’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
2. 2.A stranger asks Diya to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
3. 3.Diya’s mother has ₹1700 in her bank account. She pays ₹390 for fruit and ₹400 for milk by UPI. How many rupees are left in the account?
4. 4.Manav’s mother has ₹2100 in her bank account. She pays ₹300 for fruit and ₹350 for milk by UPI. How many rupees are left in the account?
5. 5.Meera’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
6. 6.Diya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
7. 7.A stranger asks Riya to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
8. 8.Pooja’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
9. 9.Karan sees that ₹2000 was sent to a wrong number by mistake. What should Karan do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
10. 10.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
11. 11.Tara sees that ₹500 was sent to a wrong number by mistake. What should Tara do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
12. 12.Isha’s mother has ₹1100 in her bank account. She pays ₹190 for milk and ₹400 for school books by UPI. How many rupees are left in the account?
13. 13.Pooja’s mother has ₹1900 in her bank account. She pays ₹360 for vegetables and ₹100 for a gas cylinder by UPI. How many rupees are left in the account?
14. 14.Manav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Manav do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
15. 15.A message says Nisha has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
16. 16.Zoya gets a link: “Click now to win a phone worth ₹10000!” What should Zoya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
17. 17.Diya sees that ₹2000 was sent to a wrong number by mistake. What should Diya do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
18. 18.Saanvi’s mother has ₹1800 in her bank account. She pays ₹150 for school books and ₹100 for vegetables by UPI. How many rupees are left in the account?
19. 19.Someone online asks Lakshmi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
20. 20.Nisha’s mother has ₹1900 in her bank account. She pays ₹300 for a gas cylinder and ₹50 for milk by UPI. How many rupees are left in the account?
21. 21.Farhan’s mother has ₹2400 in her bank account. She pays ₹120 for fruit and ₹140 for a gas cylinder by UPI. How many rupees are left in the account?
22. 22.A message says Arjun has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
23. 23.Gurpreet’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
24. 24.Rohan gets a link: “Click now to win a phone worth ₹5000!” What should Rohan do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
25. 25.A stranger asks Ananya to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
26. 26.Kabir’s mother has ₹2100 in her bank account. She pays ₹370 for fruit and ₹130 for school books by UPI. How many rupees are left in the account?
27. 27.A stranger asks Farhan to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
28. 28.Farhan’s mother has ₹2000 in her bank account. She pays ₹350 for school books and ₹70 for milk by UPI. How many rupees are left in the account?
29. 29.Farhan’s mother has ₹2100 in her bank account. She pays ₹140 for a gas cylinder and ₹390 for milk by UPI. How many rupees are left in the account?
30. 30.Aarav’s mother has ₹1100 in her bank account. She pays ₹360 for fruit and ₹100 for medicines by UPI. How many rupees are left in the account?
31. 31.Rohan’s mother has ₹2100 in her bank account. She pays ₹180 for medicines and ₹310 for fruit by UPI. How many rupees are left in the account?
32. 32.A message says Diya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
33. 33.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
34. 34.Rohan’s mother has ₹2000 in her bank account. She pays ₹90 for vegetables and ₹80 for fruit by UPI. How many rupees are left in the account?
35. 35.Dev sees that ₹500 was sent to a wrong number by mistake. What should Dev do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
36. 36.Joseph’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
37. 37.Someone online asks Priya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
38. 38.Karan’s mother has ₹1300 in her bank account. She pays ₹390 for vegetables and ₹330 for fruit by UPI. How many rupees are left in the account?
39. 39.A stranger asks Isha to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
40. 40.Diya’s mother has ₹2900 in her bank account. She pays ₹150 for vegetables and ₹90 for milk by UPI. How many rupees are left in the account?

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