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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 111 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Sneha’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  2. 2.Arjun gets a link: “Click now to win a phone worth ₹1000!” What should Arjun do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  3. 3.Meera sees that ₹10000 was sent to a wrong number by mistake. What should Meera do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  4. 4.Diya gets a link: “Click now to win a phone worth ₹25000!” What should Diya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  5. 5.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  6. 6.Isha’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  7. 7.Aditya sees that ₹500 was sent to a wrong number by mistake. What should Aditya do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  8. 8.Kavya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  9. 9.A stranger asks Isha to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  10. 10.Someone online asks Priya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  11. 11.Meera’s mother has ₹2900 in her bank account. She pays ₹160 for bread and ₹340 for medicines by UPI. How many rupees are left in the account?
  12. 12.Aarav sees that ₹25000 was sent to a wrong number by mistake. What should Aarav do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  13. 13.A message says Rahul has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  14. 14.Riya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  15. 15.Dev’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  16. 16.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  17. 17.Isha’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  18. 18.Someone online asks Karan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  19. 19.Vivaan’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  20. 20.Saanvi’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  21. 21.Saanvi’s mother has ₹1200 in her bank account. She pays ₹120 for a gas cylinder and ₹390 for milk by UPI. How many rupees are left in the account?
  22. 22.Someone online asks Zoya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  23. 23.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  24. 24.Lakshmi’s mother has ₹1900 in her bank account. She pays ₹60 for school books and ₹380 for fruit by UPI. How many rupees are left in the account?
  25. 25.Rahul gets a link: “Click now to win a phone worth ₹500!” What should Rahul do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  26. 26.Vivaan gets a link: “Click now to win a phone worth ₹500!” What should Vivaan do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  27. 27.Lakshmi sees that ₹50000 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  28. 28.Riya’s mother has ₹1800 in her bank account. She pays ₹200 for a gas cylinder and ₹50 for school books by UPI. How many rupees are left in the account?
  29. 29.A message says Vivaan has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  30. 30.Pooja’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  31. 31.A stranger asks Vivaan to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  32. 32.A stranger asks Nisha to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  33. 33.Saanvi’s mother has ₹1100 in her bank account. She pays ₹130 for a gas cylinder and ₹350 for milk by UPI. How many rupees are left in the account?
  34. 34.Ishaan’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  35. 35.Tara’s mother has ₹1300 in her bank account. She pays ₹380 for bread and ₹380 for milk by UPI. How many rupees are left in the account?
  36. 36.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  37. 37.Someone online asks Lakshmi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  38. 38.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  39. 39.A message says Diya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  40. 40.Vivaan’s mother has ₹1100 in her bank account. She pays ₹70 for fruit and ₹50 for medicines by UPI. How many rupees are left in the account?

Answer key

  1. The name of the shop
  2. Ignore it, tell a parent
  3. Tell a parent at once
  4. Ignore it, tell a parent
  5. No one
  6. The name and amount
  7. Tell a parent at once
  8. The name of the shop
  9. Scanning a QR pays money
  10. No one
  11. 2400
  12. Tell a parent at once
  13. No PIN to receive money
  14. The name of the shop
  15. The name and amount
  16. Never share the OTP
  17. The name of the shop
  18. No one
  19. The name and amount
  20. The name and amount
  21. 690
  22. No one
  23. Never share the OTP
  24. 1460
  25. Ignore it, tell a parent
  26. Ignore it, tell a parent
  27. Tell a parent at once
  28. 1550
  29. No PIN to receive money
  30. The name of the shop
  31. Scanning a QR pays money
  32. Scanning a QR pays money
  33. 620
  34. The name of the shop
  35. 540
  36. No one
  37. No one
  38. Never share the OTP
  39. No PIN to receive money
  40. 980

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