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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 112 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Tara’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  2. 2.Kabir’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  3. 3.Kabir sees that ₹2000 was sent to a wrong number by mistake. What should Kabir do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  4. 4.Priya’s mother has ₹1000 in her bank account. She pays ₹290 for a gas cylinder and ₹50 for medicines by UPI. How many rupees are left in the account?
  5. 5.A message says Kabir has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  6. 6.Kabir’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  7. 7.Zoya’s mother has ₹2300 in her bank account. She pays ₹60 for milk and ₹360 for a gas cylinder by UPI. How many rupees are left in the account?
  8. 8.Nisha’s mother has ₹1500 in her bank account. She pays ₹370 for bread and ₹90 for a gas cylinder by UPI. How many rupees are left in the account?
  9. 9.Zoya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  10. 10.Aarav sees that ₹1000 was sent to a wrong number by mistake. What should Aarav do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  11. 11.Priya’s mother has ₹1700 in her bank account. She pays ₹80 for milk and ₹370 for fruit by UPI. How many rupees are left in the account?
  12. 12.Vivaan gets a link: “Click now to win a phone worth ₹2000!” What should Vivaan do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  13. 13.Karan gets a link: “Click now to win a phone worth ₹50000!” What should Karan do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  14. 14.A message says Kabir has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  15. 15.Someone online asks Kavya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  16. 16.Kabir’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  17. 17.A stranger asks Priya to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  18. 18.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  19. 19.Ananya gets a link: “Click now to win a phone worth ₹25000!” What should Ananya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  20. 20.A message says Saanvi has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  21. 21.Lakshmi’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  22. 22.Kabir’s mother has ₹2700 in her bank account. She pays ₹130 for school books and ₹70 for fruit by UPI. How many rupees are left in the account?
  23. 23.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  24. 24.A stranger asks Rohan to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  25. 25.A stranger asks Dev to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  26. 26.Zoya’s mother has ₹1200 in her bank account. She pays ₹160 for medicines and ₹150 for vegetables by UPI. How many rupees are left in the account?
  27. 27.Priya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  28. 28.Kavya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  29. 29.Manav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Manav do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  30. 30.Joseph’s mother has ₹2000 in her bank account. She pays ₹170 for school books and ₹270 for vegetables by UPI. How many rupees are left in the account?
  31. 31.Rohan gets a link: “Click now to win a phone worth ₹1000!” What should Rohan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  32. 32.Rahul gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rahul do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  33. 33.Meera’s mother has ₹1000 in her bank account. She pays ₹160 for milk and ₹280 for a gas cylinder by UPI. How many rupees are left in the account?
  34. 34.A message says Farhan has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  35. 35.Rahul’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  36. 36.Aarav’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  37. 37.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  38. 38.Diya’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  39. 39.Aditya’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  40. 40.Zoya’s mother has ₹1400 in her bank account. She pays ₹60 for milk and ₹280 for fruit by UPI. How many rupees are left in the account?

Answer key

  1. The name of the shop
  2. The name and amount
  3. Tell a parent at once
  4. 660
  5. No PIN to receive money
  6. The name of the shop
  7. 1880
  8. 1040
  9. The name of the shop
  10. Tell a parent at once
  11. 1250
  12. Ignore it, tell a parent
  13. Ignore it, tell a parent
  14. No PIN to receive money
  15. No one
  16. The name of the shop
  17. Scanning a QR pays money
  18. Never share the OTP
  19. Ignore it, tell a parent
  20. No PIN to receive money
  21. The name of the shop
  22. 2500
  23. Never share the OTP
  24. Scanning a QR pays money
  25. Scanning a QR pays money
  26. 890
  27. The name of the shop
  28. The name of the shop
  29. Never share the OTP
  30. 1560
  31. Ignore it, tell a parent
  32. Never share the OTP
  33. 560
  34. No PIN to receive money
  35. The name of the shop
  36. The name and amount
  37. Never share the OTP
  38. The name of the shop
  39. The name and amount
  40. 1060

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