Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 113 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Aditya’s mother has ₹2100 in her bank account. She pays ₹100 for bread and ₹350 for milk by UPI. How many rupees are left in the account?
2. 2.A stranger asks Diya to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
3. 3.Someone online asks Rahul for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
4. 4.A message says Vivaan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
5. 5.A stranger asks Arjun to scan a QR code to “get” ₹10000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
6. 6.A stranger asks Farhan to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
7. 7.Ishaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ishaan do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
8. 8.Rohan’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
9. 9.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
10. 10.Arjun’s mother has ₹2600 in her bank account. She pays ₹350 for medicines and ₹280 for school books by UPI. How many rupees are left in the account?
11. 11.Saanvi’s mother has ₹2100 in her bank account. She pays ₹200 for a gas cylinder and ₹360 for medicines by UPI. How many rupees are left in the account?
12. 12.Kabir sees that ₹10000 was sent to a wrong number by mistake. What should Kabir do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
13. 13.A stranger asks Lakshmi to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
14. 14.A stranger asks Ananya to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
15. 15.A message says Meera has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
16. 16.Ananya’s mother has ₹2900 in her bank account. She pays ₹290 for bread and ₹100 for milk by UPI. How many rupees are left in the account?
17. 17.Meera’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
18. 18.Farhan’s mother has ₹2800 in her bank account. She pays ₹60 for medicines and ₹390 for vegetables by UPI. How many rupees are left in the account?
19. 19.Rahul’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
20. 20.Lakshmi sees that ₹10000 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
21. 21.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
22. 22.Nisha’s mother has ₹1800 in her bank account. She pays ₹210 for medicines and ₹360 for milk by UPI. How many rupees are left in the account?
23. 23.Someone online asks Lakshmi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
24. 24.Gurpreet’s mother has ₹1000 in her bank account. She pays ₹340 for bread and ₹270 for medicines by UPI. How many rupees are left in the account?
25. 25.Karan’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
26. 26.Nisha’s mother has ₹2100 in her bank account. She pays ₹320 for vegetables and ₹90 for milk by UPI. How many rupees are left in the account?
27. 27.Ananya’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
28. 28.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
29. 29.Farhan’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
30. 30.Lakshmi’s mother has ₹2600 in her bank account. She pays ₹330 for vegetables and ₹70 for fruit by UPI. How many rupees are left in the account?
31. 31.Isha’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
32. 32.A stranger asks Tara to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
33. 33.A message says Rohan has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
34. 34.Aditya sees that ₹10000 was sent to a wrong number by mistake. What should Aditya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
35. 35.Saanvi’s mother has ₹2900 in her bank account. She pays ₹200 for a gas cylinder and ₹270 for medicines by UPI. How many rupees are left in the account?
36. 36.Aarav’s mother has ₹2700 in her bank account. She pays ₹140 for a gas cylinder and ₹350 for milk by UPI. How many rupees are left in the account?
37. 37.Kavya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
38. 38.Aditya’s mother has ₹1900 in her bank account. She pays ₹140 for bread and ₹210 for vegetables by UPI. How many rupees are left in the account?
39. 39.A message says Saanvi has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
40. 40.Kavya’s mother has ₹2000 in her bank account. She pays ₹260 for vegetables and ₹300 for bread by UPI. How many rupees are left in the account?

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