Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 114 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Someone online asks Rahul for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
2. 2.A message says Isha has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
3. 3.A message says Kavya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
4. 4.Aditya sees that ₹2000 was sent to a wrong number by mistake. What should Aditya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
5. 5.Rahul’s mother has ₹2200 in her bank account. She pays ₹330 for vegetables and ₹320 for fruit by UPI. How many rupees are left in the account?
6. 6.A message says Priya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
7. 7.Dev’s mother has ₹1400 in her bank account. She pays ₹110 for bread and ₹170 for medicines by UPI. How many rupees are left in the account?
8. 8.Pooja’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
9. 9.A message says Isha has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
10. 10.A message says Diya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
11. 11.Kavya gets a link: “Click now to win a phone worth ₹50000!” What should Kavya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
12. 12.Arjun’s mother has ₹2600 in her bank account. She pays ₹120 for vegetables and ₹310 for medicines by UPI. How many rupees are left in the account?
13. 13.A stranger asks Ananya to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
14. 14.A message says Kabir has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
15. 15.A stranger asks Rohan to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
16. 16.A message says Meera has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
17. 17.Sneha’s mother has ₹2400 in her bank account. She pays ₹300 for a gas cylinder and ₹320 for fruit by UPI. How many rupees are left in the account?
18. 18.Rohan sees that ₹500 was sent to a wrong number by mistake. What should Rohan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
19. 19.Kabir’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
20. 20.A message says Zoya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
21. 21.A stranger asks Kabir to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
22. 22.Manav’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
23. 23.A message says Isha has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
24. 24.A stranger asks Vivaan to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
25. 25.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
26. 26.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
27. 27.Ishaan’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
28. 28.Saanvi sees that ₹50000 was sent to a wrong number by mistake. What should Saanvi do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
29. 29.Kabir’s mother has ₹1300 in her bank account. She pays ₹60 for a gas cylinder and ₹200 for fruit by UPI. How many rupees are left in the account?
30. 30.Someone online asks Sneha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
31. 31.Aarav’s mother has ₹2200 in her bank account. She pays ₹90 for milk and ₹70 for medicines by UPI. How many rupees are left in the account?
32. 32.A stranger asks Lakshmi to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
33. 33.Ishaan’s mother has ₹3000 in her bank account. She pays ₹270 for bread and ₹170 for school books by UPI. How many rupees are left in the account?
34. 34.Farhan’s mother has ₹1900 in her bank account. She pays ₹190 for milk and ₹180 for bread by UPI. How many rupees are left in the account?
35. 35.Vivaan gets a link: “Click now to win a phone worth ₹50000!” What should Vivaan do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
36. 36.Dev’s mother has ₹2400 in her bank account. She pays ₹390 for school books and ₹370 for fruit by UPI. How many rupees are left in the account?
37. 37.A stranger asks Rahul to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
38. 38.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
39. 39.Riya’s mother has ₹1700 in her bank account. She pays ₹120 for medicines and ₹110 for vegetables by UPI. How many rupees are left in the account?
40. 40.Pooja’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay

Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids