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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 115 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Zoya’s mother has ₹1900 in her bank account. She pays ₹280 for school books and ₹320 for a gas cylinder by UPI. How many rupees are left in the account?
  2. 2.Priya sees that ₹2000 was sent to a wrong number by mistake. What should Priya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  3. 3.A stranger asks Diya to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  4. 4.Someone online asks Pooja for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  5. 5.Aarav’s mother has ₹1000 in her bank account. She pays ₹100 for vegetables and ₹390 for school books by UPI. How many rupees are left in the account?
  6. 6.Rohan gets a link: “Click now to win a phone worth ₹1000!” What should Rohan do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  7. 7.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  8. 8.Isha’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  9. 9.Rohan’s mother has ₹1800 in her bank account. She pays ₹200 for fruit and ₹280 for a gas cylinder by UPI. How many rupees are left in the account?
  10. 10.Aarav’s mother has ₹1100 in her bank account. She pays ₹370 for milk and ₹70 for medicines by UPI. How many rupees are left in the account?
  11. 11.Ananya’s mother has ₹2100 in her bank account. She pays ₹220 for bread and ₹210 for medicines by UPI. How many rupees are left in the account?
  12. 12.A message says Pooja has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  13. 13.Saanvi’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  14. 14.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  15. 15.Zoya gets a link: “Click now to win a phone worth ₹1000!” What should Zoya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  16. 16.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  17. 17.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  18. 18.Sneha’s mother has ₹1000 in her bank account. She pays ₹210 for medicines and ₹390 for milk by UPI. How many rupees are left in the account?
  19. 19.Farhan’s mother has ₹1000 in her bank account. She pays ₹250 for bread and ₹170 for vegetables by UPI. How many rupees are left in the account?
  20. 20.A message says Saanvi has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  21. 21.A stranger asks Priya to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  22. 22.Dev’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  23. 23.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  24. 24.A message says Karan has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  25. 25.A message says Joseph has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  26. 26.Someone online asks Rahul for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  27. 27.Meera’s mother has ₹2600 in her bank account. She pays ₹80 for bread and ₹80 for a gas cylinder by UPI. How many rupees are left in the account?
  28. 28.Ananya’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  29. 29.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  30. 30.Manav’s mother has ₹3000 in her bank account. She pays ₹230 for medicines and ₹100 for milk by UPI. How many rupees are left in the account?
  31. 31.A stranger asks Karan to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  32. 32.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  33. 33.Riya’s mother has ₹2700 in her bank account. She pays ₹120 for medicines and ₹100 for vegetables by UPI. How many rupees are left in the account?
  34. 34.Pooja’s mother has ₹2700 in her bank account. She pays ₹90 for school books and ₹400 for vegetables by UPI. How many rupees are left in the account?
  35. 35.Pooja’s mother has ₹1900 in her bank account. She pays ₹340 for bread and ₹80 for milk by UPI. How many rupees are left in the account?
  36. 36.A message says Rohan has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  37. 37.Kabir’s mother has ₹2300 in her bank account. She pays ₹370 for a gas cylinder and ₹350 for vegetables by UPI. How many rupees are left in the account?
  38. 38.A message says Arjun has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  39. 39.Aditya’s mother has ₹1300 in her bank account. She pays ₹390 for bread and ₹90 for fruit by UPI. How many rupees are left in the account?
  40. 40.A message says Kabir has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly

Answer key

  1. 1300
  2. Tell a parent at once
  3. Scanning a QR pays money
  4. No one
  5. 510
  6. Ignore it, tell a parent
  7. Never share the OTP
  8. The name and amount
  9. 1320
  10. 660
  11. 1670
  12. No PIN to receive money
  13. The name of the shop
  14. Never share the OTP
  15. Ignore it, tell a parent
  16. Never share the OTP
  17. No one
  18. 400
  19. 580
  20. No PIN to receive money
  21. Scanning a QR pays money
  22. The name of the shop
  23. Never share the OTP
  24. No PIN to receive money
  25. No PIN to receive money
  26. No one
  27. 2440
  28. The name and amount
  29. No one
  30. 2670
  31. Scanning a QR pays money
  32. No one
  33. 2480
  34. 2210
  35. 1480
  36. No PIN to receive money
  37. 1580
  38. No PIN to receive money
  39. 820
  40. No PIN to receive money

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