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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 116 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Zoya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  2. 2.Meera’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  3. 3.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  4. 4.Someone online asks Joseph for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  5. 5.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  6. 6.Nisha’s mother has ₹1500 in her bank account. She pays ₹340 for fruit and ₹290 for vegetables by UPI. How many rupees are left in the account?
  7. 7.Kavya gets a link: “Click now to win a phone worth ₹5000!” What should Kavya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  8. 8.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  9. 9.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  10. 10.Tara’s mother has ₹2300 in her bank account. She pays ₹160 for milk and ₹130 for a gas cylinder by UPI. How many rupees are left in the account?
  11. 11.A stranger asks Zoya to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  12. 12.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  13. 13.Meera’s mother has ₹2900 in her bank account. She pays ₹50 for milk and ₹130 for vegetables by UPI. How many rupees are left in the account?
  14. 14.Nisha sees that ₹50000 was sent to a wrong number by mistake. What should Nisha do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  15. 15.Pooja gets a link: “Click now to win a phone worth ₹1000!” What should Pooja do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  16. 16.Rohan’s mother has ₹2900 in her bank account. She pays ₹190 for a gas cylinder and ₹260 for medicines by UPI. How many rupees are left in the account?
  17. 17.Someone online asks Meera for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  18. 18.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  19. 19.Ananya’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  20. 20.A stranger asks Diya to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  21. 21.Arjun’s mother has ₹2300 in her bank account. She pays ₹120 for a gas cylinder and ₹150 for fruit by UPI. How many rupees are left in the account?
  22. 22.Dev’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  23. 23.Priya’s mother has ₹2600 in her bank account. She pays ₹380 for school books and ₹240 for milk by UPI. How many rupees are left in the account?
  24. 24.Sneha’s mother has ₹1300 in her bank account. She pays ₹260 for school books and ₹210 for vegetables by UPI. How many rupees are left in the account?
  25. 25.Lakshmi’s mother has ₹2200 in her bank account. She pays ₹200 for fruit and ₹210 for vegetables by UPI. How many rupees are left in the account?
  26. 26.Arjun’s mother has ₹1000 in her bank account. She pays ₹50 for bread and ₹190 for school books by UPI. How many rupees are left in the account?
  27. 27.Someone online asks Ishaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  28. 28.Someone online asks Kavya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  29. 29.A stranger asks Saanvi to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  30. 30.A message says Dev has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  31. 31.Joseph’s mother has ₹1000 in her bank account. She pays ₹260 for bread and ₹280 for vegetables by UPI. How many rupees are left in the account?
  32. 32.Joseph gets a link: “Click now to win a phone worth ₹50000!” What should Joseph do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  33. 33.Manav’s mother has ₹1100 in her bank account. She pays ₹140 for school books and ₹320 for a gas cylinder by UPI. How many rupees are left in the account?
  34. 34.Zoya’s mother has ₹1400 in her bank account. She pays ₹320 for a gas cylinder and ₹320 for milk by UPI. How many rupees are left in the account?
  35. 35.A stranger asks Lakshmi to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  36. 36.Meera’s mother has ₹2000 in her bank account. She pays ₹220 for a gas cylinder and ₹80 for vegetables by UPI. How many rupees are left in the account?
  37. 37.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  38. 38.Nisha’s mother has ₹1900 in her bank account. She pays ₹70 for fruit and ₹390 for vegetables by UPI. How many rupees are left in the account?
  39. 39.Ishaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ishaan do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  40. 40.A stranger asks Ishaan to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe

Answer key

  1. The name of the shop
  2. The name and amount
  3. No one
  4. No one
  5. Never share the OTP
  6. 870
  7. Ignore it, tell a parent
  8. No one
  9. Never share the OTP
  10. 2010
  11. Scanning a QR pays money
  12. Never share the OTP
  13. 2720
  14. Tell a parent at once
  15. Ignore it, tell a parent
  16. 2450
  17. No one
  18. Never share the OTP
  19. The name and amount
  20. Scanning a QR pays money
  21. 2030
  22. The name of the shop
  23. 1980
  24. 830
  25. 1790
  26. 760
  27. No one
  28. No one
  29. Scanning a QR pays money
  30. No PIN to receive money
  31. 460
  32. Ignore it, tell a parent
  33. 640
  34. 760
  35. Scanning a QR pays money
  36. 1700
  37. No one
  38. 1440
  39. Never share the OTP
  40. Scanning a QR pays money

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