Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 117 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.A stranger asks Isha to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
2. 2.A message says Manav has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
3. 3.Saanvi’s mother has ₹1700 in her bank account. She pays ₹370 for fruit and ₹100 for a gas cylinder by UPI. How many rupees are left in the account?
4. 4.Meera’s mother has ₹2600 in her bank account. She pays ₹70 for fruit and ₹280 for a gas cylinder by UPI. How many rupees are left in the account?
5. 5.A message says Tara has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
6. 6.Farhan gets a link: “Click now to win a phone worth ₹50000!” What should Farhan do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
7. 7.Pooja’s mother has ₹2800 in her bank account. She pays ₹270 for milk and ₹130 for a gas cylinder by UPI. How many rupees are left in the account?
8. 8.Manav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Manav do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
9. 9.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
10. 10.A message says Rohan has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
11. 11.Kabir’s mother has ₹1100 in her bank account. She pays ₹310 for milk and ₹220 for medicines by UPI. How many rupees are left in the account?
12. 12.Ishaan’s mother has ₹1000 in her bank account. She pays ₹90 for bread and ₹310 for milk by UPI. How many rupees are left in the account?
13. 13.Aarav’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
14. 14.Meera’s mother has ₹1000 in her bank account. She pays ₹260 for school books and ₹320 for bread by UPI. How many rupees are left in the account?
15. 15.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
16. 16.Saanvi’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
17. 17.Someone online asks Nisha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
18. 18.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
19. 19.A stranger asks Farhan to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
20. 20.A stranger asks Rahul to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
21. 21.Saanvi’s mother has ₹1400 in her bank account. She pays ₹220 for medicines and ₹110 for milk by UPI. How many rupees are left in the account?
22. 22.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
23. 23.Nisha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Nisha do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
24. 24.Aditya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
25. 25.Farhan’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
26. 26.Karan’s mother has ₹2300 in her bank account. She pays ₹320 for school books and ₹380 for milk by UPI. How many rupees are left in the account?
27. 27.Rahul gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rahul do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
28. 28.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
29. 29.A stranger asks Rahul to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
30. 30.A message says Priya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
31. 31.Diya’s mother has ₹1200 in her bank account. She pays ₹330 for vegetables and ₹380 for fruit by UPI. How many rupees are left in the account?
32. 32.Isha’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
33. 33.Farhan’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
34. 34.A stranger asks Kabir to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
35. 35.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
36. 36.Tara sees that ₹50000 was sent to a wrong number by mistake. What should Tara do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
37. 37.A message says Aditya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
38. 38.Dev’s mother has ₹2200 in her bank account. She pays ₹200 for a gas cylinder and ₹340 for school books by UPI. How many rupees are left in the account?
39. 39.Nisha gets a link: “Click now to win a phone worth ₹2000!” What should Nisha do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
40. 40.Aditya’s mother has ₹1800 in her bank account. She pays ₹80 for vegetables and ₹160 for milk by UPI. How many rupees are left in the account?

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