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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 118 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.A message says Arjun has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  2. 2.Sneha’s mother has ₹2700 in her bank account. She pays ₹120 for bread and ₹170 for milk by UPI. How many rupees are left in the account?
  3. 3.Ananya’s mother has ₹2400 in her bank account. She pays ₹340 for a gas cylinder and ₹210 for fruit by UPI. How many rupees are left in the account?
  4. 4.Diya’s mother has ₹2600 in her bank account. She pays ₹220 for milk and ₹240 for bread by UPI. How many rupees are left in the account?
  5. 5.A message says Kabir has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  6. 6.Kabir’s mother has ₹2500 in her bank account. She pays ₹50 for bread and ₹120 for vegetables by UPI. How many rupees are left in the account?
  7. 7.Meera’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  8. 8.Manav sees that ₹25000 was sent to a wrong number by mistake. What should Manav do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  9. 9.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  10. 10.A stranger asks Vivaan to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  11. 11.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  12. 12.Nisha gets a link: “Click now to win a phone worth ₹25000!” What should Nisha do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  13. 13.Sneha gets a link: “Click now to win a phone worth ₹500!” What should Sneha do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  14. 14.Farhan’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  15. 15.Ishaan’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  16. 16.Zoya’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  17. 17.Rahul’s mother has ₹2400 in her bank account. She pays ₹160 for milk and ₹260 for vegetables by UPI. How many rupees are left in the account?
  18. 18.Someone online asks Pooja for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  19. 19.Someone online asks Aarav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  20. 20.Ananya’s mother has ₹2000 in her bank account. She pays ₹310 for bread and ₹120 for medicines by UPI. How many rupees are left in the account?
  21. 21.A message says Kavya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  22. 22.A stranger asks Rahul to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  23. 23.Rohan sees that ₹2000 was sent to a wrong number by mistake. What should Rohan do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  24. 24.Manav’s mother has ₹1900 in her bank account. She pays ₹140 for milk and ₹380 for bread by UPI. How many rupees are left in the account?
  25. 25.A message says Arjun has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  26. 26.Zoya sees that ₹50000 was sent to a wrong number by mistake. What should Zoya do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  27. 27.Someone online asks Riya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  28. 28.Aditya’s mother has ₹1400 in her bank account. She pays ₹120 for milk and ₹160 for bread by UPI. How many rupees are left in the account?
  29. 29.Meera’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  30. 30.A message says Zoya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  31. 31.Tara gets a link: “Click now to win a phone worth ₹500!” What should Tara do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  32. 32.A message says Isha has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  33. 33.A message says Aarav has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  34. 34.Someone online asks Rahul for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  35. 35.Gurpreet sees that ₹500 was sent to a wrong number by mistake. What should Gurpreet do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  36. 36.Aditya gets a link: “Click now to win a phone worth ₹500!” What should Aditya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  37. 37.Rohan sees that ₹500 was sent to a wrong number by mistake. What should Rohan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  38. 38.Dev’s mother has ₹1400 in her bank account. She pays ₹390 for milk and ₹150 for medicines by UPI. How many rupees are left in the account?
  39. 39.Manav’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  40. 40.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out

Answer key

  1. No PIN to receive money
  2. 2410
  3. 1850
  4. 2140
  5. No PIN to receive money
  6. 2330
  7. The name and amount
  8. Tell a parent at once
  9. Never share the OTP
  10. Scanning a QR pays money
  11. Never share the OTP
  12. Ignore it, tell a parent
  13. Ignore it, tell a parent
  14. The name of the shop
  15. The name of the shop
  16. The name and amount
  17. 1980
  18. No one
  19. No one
  20. 1570
  21. No PIN to receive money
  22. Scanning a QR pays money
  23. Tell a parent at once
  24. 1380
  25. No PIN to receive money
  26. Tell a parent at once
  27. No one
  28. 1120
  29. The name and amount
  30. No PIN to receive money
  31. Ignore it, tell a parent
  32. No PIN to receive money
  33. No PIN to receive money
  34. No one
  35. Tell a parent at once
  36. Ignore it, tell a parent
  37. Tell a parent at once
  38. 860
  39. The name of the shop
  40. Never share the OTP

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