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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 119 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.A message says Isha has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  2. 2.Zoya sees that ₹10000 was sent to a wrong number by mistake. What should Zoya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  3. 3.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  4. 4.Aarav’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  5. 5.Pooja’s mother has ₹1300 in her bank account. She pays ₹110 for medicines and ₹90 for vegetables by UPI. How many rupees are left in the account?
  6. 6.Sneha sees that ₹25000 was sent to a wrong number by mistake. What should Sneha do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  7. 7.A message says Isha has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  8. 8.Tara’s mother has ₹1400 in her bank account. She pays ₹90 for fruit and ₹80 for bread by UPI. How many rupees are left in the account?
  9. 9.Kavya sees that ₹25000 was sent to a wrong number by mistake. What should Kavya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  10. 10.Vivaan sees that ₹10000 was sent to a wrong number by mistake. What should Vivaan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  11. 11.Someone online asks Aarav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  12. 12.Diya’s mother has ₹2000 in her bank account. She pays ₹190 for milk and ₹270 for fruit by UPI. How many rupees are left in the account?
  13. 13.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  14. 14.Kabir’s mother has ₹2200 in her bank account. She pays ₹240 for vegetables and ₹350 for school books by UPI. How many rupees are left in the account?
  15. 15.Diya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  16. 16.Aditya’s mother has ₹1900 in her bank account. She pays ₹110 for bread and ₹300 for a gas cylinder by UPI. How many rupees are left in the account?
  17. 17.A message says Kavya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  18. 18.A message says Rahul has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  19. 19.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  20. 20.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  21. 21.Isha’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  22. 22.Gurpreet’s mother has ₹1400 in her bank account. She pays ₹370 for milk and ₹50 for vegetables by UPI. How many rupees are left in the account?
  23. 23.Ananya’s mother has ₹1500 in her bank account. She pays ₹130 for milk and ₹170 for medicines by UPI. How many rupees are left in the account?
  24. 24.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  25. 25.Dev gets a link: “Click now to win a phone worth ₹50000!” What should Dev do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  26. 26.Kabir’s mother has ₹1200 in her bank account. She pays ₹340 for a gas cylinder and ₹390 for bread by UPI. How many rupees are left in the account?
  27. 27.Diya’s mother has ₹2500 in her bank account. She pays ₹100 for a gas cylinder and ₹130 for bread by UPI. How many rupees are left in the account?
  28. 28.Diya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  29. 29.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  30. 30.Sneha’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  31. 31.Kavya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  32. 32.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  33. 33.Meera’s mother has ₹1500 in her bank account. She pays ₹370 for school books and ₹100 for fruit by UPI. How many rupees are left in the account?
  34. 34.A message says Ishaan has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  35. 35.Ananya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  36. 36.Nisha gets a link: “Click now to win a phone worth ₹500!” What should Nisha do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  37. 37.Isha’s mother has ₹2800 in her bank account. She pays ₹280 for school books and ₹250 for bread by UPI. How many rupees are left in the account?
  38. 38.A stranger asks Priya to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  39. 39.Joseph’s mother has ₹2000 in her bank account. She pays ₹190 for milk and ₹100 for school books by UPI. How many rupees are left in the account?
  40. 40.Vivaan’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code

Answer key

  1. No PIN to receive money
  2. Tell a parent at once
  3. No one
  4. The name of the shop
  5. 1100
  6. Tell a parent at once
  7. No PIN to receive money
  8. 1230
  9. Tell a parent at once
  10. Tell a parent at once
  11. No one
  12. 1540
  13. Never share the OTP
  14. 1610
  15. The name of the shop
  16. 1490
  17. No PIN to receive money
  18. No PIN to receive money
  19. No one
  20. Never share the OTP
  21. The name and amount
  22. 980
  23. 1200
  24. No one
  25. Ignore it, tell a parent
  26. 470
  27. 2270
  28. The name of the shop
  29. No one
  30. The name of the shop
  31. The name of the shop
  32. No one
  33. 1030
  34. No PIN to receive money
  35. The name of the shop
  36. Ignore it, tell a parent
  37. 2270
  38. Scanning a QR pays money
  39. 1710
  40. The name of the shop

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