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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 120 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.A message says Isha has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  2. 2.Joseph sees that ₹10000 was sent to a wrong number by mistake. What should Joseph do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  3. 3.Pooja gets a link: “Click now to win a phone worth ₹1000!” What should Pooja do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  4. 4.Aarav’s mother has ₹2000 in her bank account. She pays ₹300 for school books and ₹390 for vegetables by UPI. How many rupees are left in the account?
  5. 5.Arjun’s mother has ₹2600 in her bank account. She pays ₹260 for a gas cylinder and ₹320 for bread by UPI. How many rupees are left in the account?
  6. 6.Rohan’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  7. 7.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  8. 8.A message says Zoya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  9. 9.A stranger asks Isha to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  10. 10.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  11. 11.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  12. 12.Vivaan’s mother has ₹1900 in her bank account. She pays ₹380 for a gas cylinder and ₹250 for vegetables by UPI. How many rupees are left in the account?
  13. 13.Gurpreet’s mother has ₹1300 in her bank account. She pays ₹110 for fruit and ₹100 for a gas cylinder by UPI. How many rupees are left in the account?
  14. 14.A message says Aarav has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  15. 15.Riya’s mother has ₹1100 in her bank account. She pays ₹100 for a gas cylinder and ₹130 for medicines by UPI. How many rupees are left in the account?
  16. 16.Rohan’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  17. 17.Diya gets a link: “Click now to win a phone worth ₹500!” What should Diya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  18. 18.Isha’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  19. 19.Saanvi’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  20. 20.Diya’s mother has ₹3000 in her bank account. She pays ₹210 for medicines and ₹260 for milk by UPI. How many rupees are left in the account?
  21. 21.A stranger asks Ishaan to scan a QR code to “get” ₹10000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  22. 22.A message says Priya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  23. 23.Manav’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  24. 24.A stranger asks Meera to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  25. 25.Isha gets a link: “Click now to win a phone worth ₹5000!” What should Isha do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  26. 26.Gurpreet’s mother has ₹2400 in her bank account. She pays ₹330 for milk and ₹220 for a gas cylinder by UPI. How many rupees are left in the account?
  27. 27.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  28. 28.Someone online asks Priya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  29. 29.Priya’s mother has ₹3000 in her bank account. She pays ₹150 for milk and ₹330 for a gas cylinder by UPI. How many rupees are left in the account?
  30. 30.Nisha sees that ₹1000 was sent to a wrong number by mistake. What should Nisha do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  31. 31.A stranger asks Gurpreet to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  32. 32.A stranger asks Joseph to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  33. 33.Someone online asks Aarav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  34. 34.Zoya sees that ₹25000 was sent to a wrong number by mistake. What should Zoya do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  35. 35.A stranger asks Ananya to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  36. 36.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  37. 37.A message says Joseph has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  38. 38.Priya’s mother has ₹2100 in her bank account. She pays ₹100 for milk and ₹120 for school books by UPI. How many rupees are left in the account?
  39. 39.Ishaan’s mother has ₹2600 in her bank account. She pays ₹180 for fruit and ₹250 for milk by UPI. How many rupees are left in the account?
  40. 40.Dev’s mother has ₹3000 in her bank account. She pays ₹310 for bread and ₹100 for fruit by UPI. How many rupees are left in the account?

Answer key

  1. No PIN to receive money
  2. Tell a parent at once
  3. Ignore it, tell a parent
  4. 1310
  5. 2020
  6. The name and amount
  7. Never share the OTP
  8. No PIN to receive money
  9. Scanning a QR pays money
  10. No one
  11. Never share the OTP
  12. 1270
  13. 1090
  14. No PIN to receive money
  15. 870
  16. The name of the shop
  17. Ignore it, tell a parent
  18. The name and amount
  19. The name of the shop
  20. 2530
  21. Scanning a QR pays money
  22. No PIN to receive money
  23. The name of the shop
  24. Scanning a QR pays money
  25. Ignore it, tell a parent
  26. 1850
  27. Never share the OTP
  28. No one
  29. 2520
  30. Tell a parent at once
  31. Scanning a QR pays money
  32. Scanning a QR pays money
  33. No one
  34. Tell a parent at once
  35. Scanning a QR pays money
  36. No one
  37. No PIN to receive money
  38. 1880
  39. 2170
  40. 2590

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