Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 13 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Aditya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
2. 2.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
3. 3.A message says Arjun has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
4. 4.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
5. 5.A stranger asks Zoya to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
6. 6.Meera sees that ₹500 was sent to a wrong number by mistake. What should Meera do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
7. 7.Rohan gets a link: “Click now to win a phone worth ₹10000!” What should Rohan do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
8. 8.A message says Zoya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
9. 9.Manav’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
10. 10.Pooja’s mother has ₹1300 in her bank account. She pays ₹130 for medicines and ₹240 for bread by UPI. How many rupees are left in the account?
11. 11.A stranger asks Priya to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
12. 12.Pooja’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
13. 13.Vivaan’s mother has ₹2200 in her bank account. She pays ₹380 for vegetables and ₹400 for bread by UPI. How many rupees are left in the account?
14. 14.Karan’s mother has ₹2100 in her bank account. She pays ₹200 for vegetables and ₹200 for medicines by UPI. How many rupees are left in the account?
15. 15.A message says Nisha has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
16. 16.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
17. 17.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
18. 18.Pooja’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
19. 19.A message says Farhan has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
20. 20.Rohan’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
21. 21.Lakshmi gets a link: “Click now to win a phone worth ₹500!” What should Lakshmi do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
22. 22.Priya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
23. 23.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
24. 24.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
25. 25.Arjun’s mother has ₹2800 in her bank account. She pays ₹350 for a gas cylinder and ₹220 for milk by UPI. How many rupees are left in the account?
26. 26.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
27. 27.Lakshmi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Lakshmi do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
28. 28.Zoya’s mother has ₹2400 in her bank account. She pays ₹130 for medicines and ₹170 for bread by UPI. How many rupees are left in the account?
29. 29.Arjun’s mother has ₹2400 in her bank account. She pays ₹190 for school books and ₹180 for fruit by UPI. How many rupees are left in the account?
30. 30.A message says Ananya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
31. 31.Aditya’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
32. 32.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
33. 33.Priya’s mother has ₹1400 in her bank account. She pays ₹100 for medicines and ₹400 for a gas cylinder by UPI. How many rupees are left in the account?
34. 34.Kabir’s mother has ₹1700 in her bank account. She pays ₹330 for vegetables and ₹190 for bread by UPI. How many rupees are left in the account?
35. 35.Someone online asks Ishaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
36. 36.A message says Rohan has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
37. 37.Nisha’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
38. 38.A stranger asks Nisha to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
39. 39.A message says Aditya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
40. 40.Joseph gets a link: “Click now to win a phone worth ₹1000!” What should Joseph do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends

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