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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 121 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Isha gets a link: “Click now to win a phone worth ₹25000!” What should Isha do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  2. 2.Pooja’s mother has ₹1200 in her bank account. She pays ₹170 for bread and ₹210 for a gas cylinder by UPI. How many rupees are left in the account?
  3. 3.Zoya’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  4. 4.A stranger asks Ananya to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  5. 5.Nisha’s mother has ₹1300 in her bank account. She pays ₹380 for school books and ₹90 for fruit by UPI. How many rupees are left in the account?
  6. 6.A stranger asks Nisha to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  7. 7.Gurpreet’s mother has ₹1700 in her bank account. She pays ₹80 for medicines and ₹250 for milk by UPI. How many rupees are left in the account?
  8. 8.A message says Pooja has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  9. 9.Nisha sees that ₹25000 was sent to a wrong number by mistake. What should Nisha do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  10. 10.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  11. 11.Sneha’s mother has ₹2100 in her bank account. She pays ₹150 for school books and ₹90 for a gas cylinder by UPI. How many rupees are left in the account?
  12. 12.Gurpreet’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  13. 13.Arjun’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  14. 14.Kabir’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  15. 15.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  16. 16.Tara’s mother has ₹1100 in her bank account. She pays ₹150 for vegetables and ₹170 for medicines by UPI. How many rupees are left in the account?
  17. 17.Saanvi’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  18. 18.Lakshmi sees that ₹50000 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  19. 19.Arjun’s mother has ₹1400 in her bank account. She pays ₹60 for school books and ₹100 for a gas cylinder by UPI. How many rupees are left in the account?
  20. 20.Lakshmi gets a link: “Click now to win a phone worth ₹500!” What should Lakshmi do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  21. 21.Vivaan’s mother has ₹2600 in her bank account. She pays ₹60 for a gas cylinder and ₹50 for medicines by UPI. How many rupees are left in the account?
  22. 22.A stranger asks Manav to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  23. 23.Priya’s mother has ₹1400 in her bank account. She pays ₹320 for vegetables and ₹360 for milk by UPI. How many rupees are left in the account?
  24. 24.Kabir’s mother has ₹1500 in her bank account. She pays ₹380 for milk and ₹60 for fruit by UPI. How many rupees are left in the account?
  25. 25.Lakshmi sees that ₹500 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  26. 26.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  27. 27.Someone online asks Dev for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  28. 28.Riya sees that ₹1000 was sent to a wrong number by mistake. What should Riya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  29. 29.Ananya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  30. 30.Kabir’s mother has ₹2900 in her bank account. She pays ₹390 for school books and ₹130 for medicines by UPI. How many rupees are left in the account?
  31. 31.Tara gets a link: “Click now to win a phone worth ₹10000!” What should Tara do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  32. 32.Ananya’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  33. 33.A stranger asks Aarav to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  34. 34.A message says Pooja has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  35. 35.Nisha’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  36. 36.Gurpreet sees that ₹25000 was sent to a wrong number by mistake. What should Gurpreet do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  37. 37.Dev’s mother has ₹2700 in her bank account. She pays ₹140 for milk and ₹100 for bread by UPI. How many rupees are left in the account?
  38. 38.Gurpreet sees that ₹500 was sent to a wrong number by mistake. What should Gurpreet do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  39. 39.Kabir’s mother has ₹2900 in her bank account. She pays ₹110 for school books and ₹330 for a gas cylinder by UPI. How many rupees are left in the account?
  40. 40.Pooja’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all

Answer key

  1. Ignore it, tell a parent
  2. 820
  3. The name and amount
  4. Scanning a QR pays money
  5. 830
  6. Scanning a QR pays money
  7. 1370
  8. No PIN to receive money
  9. Tell a parent at once
  10. Never share the OTP
  11. 1860
  12. The name of the shop
  13. The name of the shop
  14. The name of the shop
  15. No one
  16. 780
  17. The name of the shop
  18. Tell a parent at once
  19. 1240
  20. Ignore it, tell a parent
  21. 2490
  22. Scanning a QR pays money
  23. 720
  24. 1060
  25. Tell a parent at once
  26. Never share the OTP
  27. No one
  28. Tell a parent at once
  29. The name and amount
  30. 2380
  31. Ignore it, tell a parent
  32. The name and amount
  33. Scanning a QR pays money
  34. No PIN to receive money
  35. The name of the shop
  36. Tell a parent at once
  37. 2460
  38. Tell a parent at once
  39. 2460
  40. The name and amount

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