Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 122 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
2. 2.Someone online asks Riya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
3. 3.Saanvi’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
4. 4.Diya sees that ₹1000 was sent to a wrong number by mistake. What should Diya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
5. 5.Pooja gets a link: “Click now to win a phone worth ₹2000!” What should Pooja do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
6. 6.Kavya’s mother has ₹3000 in her bank account. She pays ₹400 for medicines and ₹170 for fruit by UPI. How many rupees are left in the account?
7. 7.Rohan’s mother has ₹2500 in her bank account. She pays ₹90 for milk and ₹250 for school books by UPI. How many rupees are left in the account?
8. 8.Rahul’s mother has ₹1600 in her bank account. She pays ₹250 for a gas cylinder and ₹180 for school books by UPI. How many rupees are left in the account?
9. 9.A stranger asks Meera to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
10. 10.Farhan sees that ₹5000 was sent to a wrong number by mistake. What should Farhan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
11. 11.Karan sees that ₹25000 was sent to a wrong number by mistake. What should Karan do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
12. 12.Priya gets a link: “Click now to win a phone worth ₹1000!” What should Priya do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
13. 13.Saanvi’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
14. 14.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
15. 15.Zoya’s mother has ₹1500 in her bank account. She pays ₹290 for medicines and ₹350 for fruit by UPI. How many rupees are left in the account?
16. 16.A stranger asks Arjun to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
17. 17.Gurpreet’s mother has ₹1100 in her bank account. She pays ₹250 for school books and ₹80 for milk by UPI. How many rupees are left in the account?
18. 18.Kabir’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
19. 19.Kabir sees that ₹500 was sent to a wrong number by mistake. What should Kabir do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
20. 20.Riya’s mother has ₹1600 in her bank account. She pays ₹360 for medicines and ₹240 for school books by UPI. How many rupees are left in the account?
21. 21.Farhan’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
22. 22.A message says Manav has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
23. 23.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
24. 24.A message says Dev has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
25. 25.Vivaan sees that ₹2000 was sent to a wrong number by mistake. What should Vivaan do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
26. 26.A message says Farhan has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
27. 27.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
28. 28.Someone online asks Pooja for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
29. 29.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
30. 30.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
31. 31.Lakshmi’s mother has ₹2800 in her bank account. She pays ₹150 for a gas cylinder and ₹280 for bread by UPI. How many rupees are left in the account?
32. 32.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
33. 33.A stranger asks Vivaan to scan a QR code to “get” ₹10000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
34. 34.Diya’s mother has ₹1900 in her bank account. She pays ₹90 for a gas cylinder and ₹330 for milk by UPI. How many rupees are left in the account?
35. 35.Someone online asks Sneha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
36. 36.Isha gets a link: “Click now to win a phone worth ₹25000!” What should Isha do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
37. 37.Isha’s mother has ₹1500 in her bank account. She pays ₹230 for fruit and ₹280 for bread by UPI. How many rupees are left in the account?
38. 38.Manav’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
39. 39.Someone online asks Aarav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
40. 40.A message says Rahul has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN

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