Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 123 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Aarav’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
2. 2.Someone online asks Priya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
3. 3.Lakshmi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Lakshmi do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
4. 4.Rohan gets a link: “Click now to win a phone worth ₹1000!” What should Rohan do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
5. 5.A message says Meera has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
6. 6.Someone online asks Ishaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
7. 7.Meera sees that ₹5000 was sent to a wrong number by mistake. What should Meera do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
8. 8.Vivaan sees that ₹10000 was sent to a wrong number by mistake. What should Vivaan do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
9. 9.Ananya’s mother has ₹2600 in her bank account. She pays ₹390 for school books and ₹250 for vegetables by UPI. How many rupees are left in the account?
10. 10.Rohan’s mother has ₹1900 in her bank account. She pays ₹360 for vegetables and ₹250 for school books by UPI. How many rupees are left in the account?
11. 11.Nisha’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
12. 12.A stranger asks Aarav to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
13. 13.Priya’s mother has ₹3000 in her bank account. She pays ₹110 for fruit and ₹310 for bread by UPI. How many rupees are left in the account?
14. 14.Farhan’s mother has ₹2500 in her bank account. She pays ₹250 for school books and ₹230 for a gas cylinder by UPI. How many rupees are left in the account?
15. 15.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
16. 16.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
17. 17.Farhan’s mother has ₹1000 in her bank account. She pays ₹110 for a gas cylinder and ₹120 for bread by UPI. How many rupees are left in the account?
18. 18.A message says Pooja has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
19. 19.A message says Isha has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
20. 20.Sneha’s mother has ₹1000 in her bank account. She pays ₹100 for milk and ₹80 for fruit by UPI. How many rupees are left in the account?
21. 21.Manav’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
22. 22.Kabir’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
23. 23.Nisha’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
24. 24.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
25. 25.Priya’s mother has ₹2300 in her bank account. She pays ₹280 for a gas cylinder and ₹390 for bread by UPI. How many rupees are left in the account?
26. 26.Farhan’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
27. 27.Nisha sees that ₹500 was sent to a wrong number by mistake. What should Nisha do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
28. 28.Rahul gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rahul do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
29. 29.Priya gets a link: “Click now to win a phone worth ₹50000!” What should Priya do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
30. 30.Rohan’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
31. 31.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
32. 32.A stranger asks Vivaan to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
33. 33.Farhan sees that ₹2000 was sent to a wrong number by mistake. What should Farhan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
34. 34.Meera’s mother has ₹1500 in her bank account. She pays ₹400 for bread and ₹330 for medicines by UPI. How many rupees are left in the account?
35. 35.Ishaan’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
36. 36.Kabir’s mother has ₹1300 in her bank account. She pays ₹250 for medicines and ₹360 for school books by UPI. How many rupees are left in the account?
37. 37.Kavya’s mother has ₹1900 in her bank account. She pays ₹300 for milk and ₹390 for vegetables by UPI. How many rupees are left in the account?
38. 38.Meera’s mother has ₹2900 in her bank account. She pays ₹220 for school books and ₹150 for a gas cylinder by UPI. How many rupees are left in the account?
39. 39.A message says Ananya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
40. 40.A message says Saanvi has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money

Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids