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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 124 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.A stranger asks Diya to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  2. 2.Someone online asks Karan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  3. 3.Lakshmi gets a link: “Click now to win a phone worth ₹1000!” What should Lakshmi do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  4. 4.Saanvi’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  5. 5.Kavya sees that ₹500 was sent to a wrong number by mistake. What should Kavya do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  6. 6.A message says Farhan has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  7. 7.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  8. 8.Ishaan’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  9. 9.Aditya gets a link: “Click now to win a phone worth ₹500!” What should Aditya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  10. 10.Tara’s mother has ₹2000 in her bank account. She pays ₹130 for milk and ₹70 for fruit by UPI. How many rupees are left in the account?
  11. 11.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  12. 12.A stranger asks Joseph to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  13. 13.Aarav’s mother has ₹2400 in her bank account. She pays ₹310 for bread and ₹370 for school books by UPI. How many rupees are left in the account?
  14. 14.Rahul sees that ₹25000 was sent to a wrong number by mistake. What should Rahul do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  15. 15.Someone online asks Priya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  16. 16.A stranger asks Priya to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  17. 17.Joseph’s mother has ₹3000 in her bank account. She pays ₹330 for school books and ₹190 for medicines by UPI. How many rupees are left in the account?
  18. 18.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  19. 19.Farhan’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  20. 20.A stranger asks Diya to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  21. 21.A stranger asks Karan to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  22. 22.Ananya’s mother has ₹2700 in her bank account. She pays ₹300 for medicines and ₹340 for bread by UPI. How many rupees are left in the account?
  23. 23.Tara’s mother has ₹2500 in her bank account. She pays ₹120 for school books and ₹120 for a gas cylinder by UPI. How many rupees are left in the account?
  24. 24.Zoya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  25. 25.Manav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Manav do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  26. 26.A message says Lakshmi has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  27. 27.Joseph’s mother has ₹2600 in her bank account. She pays ₹330 for medicines and ₹400 for a gas cylinder by UPI. How many rupees are left in the account?
  28. 28.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  29. 29.Pooja’s mother has ₹3000 in her bank account. She pays ₹170 for a gas cylinder and ₹70 for bread by UPI. How many rupees are left in the account?
  30. 30.A message says Aarav has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  31. 31.Aditya’s mother has ₹2900 in her bank account. She pays ₹350 for fruit and ₹210 for a gas cylinder by UPI. How many rupees are left in the account?
  32. 32.Zoya’s mother has ₹2900 in her bank account. She pays ₹150 for a gas cylinder and ₹230 for vegetables by UPI. How many rupees are left in the account?
  33. 33.Nisha’s mother has ₹2200 in her bank account. She pays ₹160 for vegetables and ₹260 for fruit by UPI. How many rupees are left in the account?
  34. 34.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  35. 35.Arjun gets a link: “Click now to win a phone worth ₹5000!” What should Arjun do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  36. 36.Tara’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  37. 37.Aditya sees that ₹1000 was sent to a wrong number by mistake. What should Aditya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  38. 38.Zoya sees that ₹2000 was sent to a wrong number by mistake. What should Zoya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  39. 39.Ananya’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  40. 40.Farhan’s mother has ₹2200 in her bank account. She pays ₹150 for milk and ₹60 for fruit by UPI. How many rupees are left in the account?

Answer key

  1. Scanning a QR pays money
  2. No one
  3. Ignore it, tell a parent
  4. The name and amount
  5. Tell a parent at once
  6. No PIN to receive money
  7. Never share the OTP
  8. The name of the shop
  9. Ignore it, tell a parent
  10. 1800
  11. No one
  12. Scanning a QR pays money
  13. 1720
  14. Tell a parent at once
  15. No one
  16. Scanning a QR pays money
  17. 2480
  18. No one
  19. The name and amount
  20. Scanning a QR pays money
  21. Scanning a QR pays money
  22. 2060
  23. 2260
  24. The name of the shop
  25. Never share the OTP
  26. No PIN to receive money
  27. 1870
  28. Never share the OTP
  29. 2760
  30. No PIN to receive money
  31. 2340
  32. 2520
  33. 1780
  34. Never share the OTP
  35. Ignore it, tell a parent
  36. The name of the shop
  37. Tell a parent at once
  38. Tell a parent at once
  39. The name and amount
  40. 1990

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