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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 125 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Someone online asks Nisha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  2. 2.Karan’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  3. 3.Someone online asks Meera for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  4. 4.Manav gets a link: “Click now to win a phone worth ₹500!” What should Manav do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  5. 5.A message says Joseph has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  6. 6.A message says Dev has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  7. 7.Lakshmi sees that ₹1000 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  8. 8.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  9. 9.Sneha’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  10. 10.Kabir gets a link: “Click now to win a phone worth ₹500!” What should Kabir do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  11. 11.Rohan’s mother has ₹1700 in her bank account. She pays ₹320 for milk and ₹270 for a gas cylinder by UPI. How many rupees are left in the account?
  12. 12.Arjun gets a link: “Click now to win a phone worth ₹10000!” What should Arjun do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  13. 13.Rohan’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  14. 14.Dev sees that ₹5000 was sent to a wrong number by mistake. What should Dev do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  15. 15.Lakshmi sees that ₹500 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  16. 16.A stranger asks Kabir to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  17. 17.A message says Sneha has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  18. 18.A message says Rahul has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  19. 19.Karan’s mother has ₹1400 in her bank account. She pays ₹380 for fruit and ₹110 for bread by UPI. How many rupees are left in the account?
  20. 20.Someone online asks Zoya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  21. 21.Diya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  22. 22.Karan sees that ₹25000 was sent to a wrong number by mistake. What should Karan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  23. 23.Someone online asks Manav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  24. 24.Lakshmi gets a link: “Click now to win a phone worth ₹1000!” What should Lakshmi do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  25. 25.Joseph’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  26. 26.A stranger asks Riya to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  27. 27.Someone online asks Pooja for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  28. 28.A message says Diya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  29. 29.A message says Joseph has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  30. 30.Arjun’s mother has ₹1700 in her bank account. She pays ₹220 for milk and ₹390 for medicines by UPI. How many rupees are left in the account?
  31. 31.A message says Meera has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  32. 32.Sneha’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  33. 33.Joseph’s mother has ₹2500 in her bank account. She pays ₹330 for vegetables and ₹280 for milk by UPI. How many rupees are left in the account?
  34. 34.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  35. 35.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  36. 36.Kavya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  37. 37.Diya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  38. 38.A stranger asks Dev to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  39. 39.A message says Kavya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  40. 40.Rohan’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code

Answer key

  1. No one
  2. The name and amount
  3. No one
  4. Ignore it, tell a parent
  5. No PIN to receive money
  6. No PIN to receive money
  7. Tell a parent at once
  8. Never share the OTP
  9. The name and amount
  10. Ignore it, tell a parent
  11. 1110
  12. Ignore it, tell a parent
  13. The name and amount
  14. Tell a parent at once
  15. Tell a parent at once
  16. Scanning a QR pays money
  17. No PIN to receive money
  18. No PIN to receive money
  19. 910
  20. No one
  21. The name and amount
  22. Tell a parent at once
  23. No one
  24. Ignore it, tell a parent
  25. The name of the shop
  26. Scanning a QR pays money
  27. No one
  28. No PIN to receive money
  29. No PIN to receive money
  30. 1090
  31. No PIN to receive money
  32. The name of the shop
  33. 1890
  34. Never share the OTP
  35. Never share the OTP
  36. The name of the shop
  37. The name of the shop
  38. Scanning a QR pays money
  39. No PIN to receive money
  40. The name of the shop

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