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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 126 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.A message says Dev has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  2. 2.Saanvi sees that ₹500 was sent to a wrong number by mistake. What should Saanvi do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  3. 3.A message says Nisha has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  4. 4.Isha’s mother has ₹2700 in her bank account. She pays ₹320 for a gas cylinder and ₹60 for vegetables by UPI. How many rupees are left in the account?
  5. 5.Lakshmi’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  6. 6.Someone online asks Nisha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  7. 7.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  8. 8.Dev sees that ₹1000 was sent to a wrong number by mistake. What should Dev do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  9. 9.Tara sees that ₹500 was sent to a wrong number by mistake. What should Tara do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  10. 10.A message says Rahul has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  11. 11.Aarav’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  12. 12.Karan’s mother has ₹1300 in her bank account. She pays ₹340 for bread and ₹50 for milk by UPI. How many rupees are left in the account?
  13. 13.A message says Diya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  14. 14.A message says Aarav has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  15. 15.Gurpreet’s mother has ₹2800 in her bank account. She pays ₹90 for medicines and ₹80 for a gas cylinder by UPI. How many rupees are left in the account?
  16. 16.A message says Kabir has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  17. 17.Saanvi’s mother has ₹2500 in her bank account. She pays ₹130 for milk and ₹400 for bread by UPI. How many rupees are left in the account?
  18. 18.Kabir’s mother has ₹2800 in her bank account. She pays ₹280 for vegetables and ₹260 for bread by UPI. How many rupees are left in the account?
  19. 19.Zoya’s mother has ₹2000 in her bank account. She pays ₹150 for school books and ₹310 for vegetables by UPI. How many rupees are left in the account?
  20. 20.Saanvi’s mother has ₹2800 in her bank account. She pays ₹370 for school books and ₹110 for medicines by UPI. How many rupees are left in the account?
  21. 21.Riya’s mother has ₹2300 in her bank account. She pays ₹180 for fruit and ₹340 for medicines by UPI. How many rupees are left in the account?
  22. 22.Rahul sees that ₹2000 was sent to a wrong number by mistake. What should Rahul do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  23. 23.A message says Manav has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  24. 24.Aarav’s mother has ₹2700 in her bank account. She pays ₹320 for medicines and ₹70 for milk by UPI. How many rupees are left in the account?
  25. 25.Tara gets a link: “Click now to win a phone worth ₹5000!” What should Tara do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  26. 26.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  27. 27.Manav’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  28. 28.Zoya gets a link: “Click now to win a phone worth ₹5000!” What should Zoya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  29. 29.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  30. 30.Riya’s mother has ₹2100 in her bank account. She pays ₹270 for milk and ₹260 for vegetables by UPI. How many rupees are left in the account?
  31. 31.Tara’s mother has ₹2400 in her bank account. She pays ₹170 for vegetables and ₹80 for bread by UPI. How many rupees are left in the account?
  32. 32.A stranger asks Lakshmi to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  33. 33.Farhan gets a link: “Click now to win a phone worth ₹50000!” What should Farhan do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  34. 34.Priya’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  35. 35.Farhan’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  36. 36.A message says Ananya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  37. 37.Aarav’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  38. 38.A message says Aditya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  39. 39.Someone online asks Zoya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  40. 40.Riya’s mother has ₹1700 in her bank account. She pays ₹250 for fruit and ₹310 for school books by UPI. How many rupees are left in the account?

Answer key

  1. No PIN to receive money
  2. Tell a parent at once
  3. No PIN to receive money
  4. 2320
  5. The name and amount
  6. No one
  7. No one
  8. Tell a parent at once
  9. Tell a parent at once
  10. No PIN to receive money
  11. The name of the shop
  12. 910
  13. No PIN to receive money
  14. No PIN to receive money
  15. 2630
  16. No PIN to receive money
  17. 1970
  18. 2260
  19. 1540
  20. 2320
  21. 1780
  22. Tell a parent at once
  23. No PIN to receive money
  24. 2310
  25. Ignore it, tell a parent
  26. No one
  27. The name and amount
  28. Ignore it, tell a parent
  29. Never share the OTP
  30. 1570
  31. 2150
  32. Scanning a QR pays money
  33. Ignore it, tell a parent
  34. The name of the shop
  35. The name and amount
  36. No PIN to receive money
  37. The name and amount
  38. No PIN to receive money
  39. No one
  40. 1140

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