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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 127 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Sneha’s mother has ₹2900 in her bank account. She pays ₹350 for a gas cylinder and ₹270 for vegetables by UPI. How many rupees are left in the account?
  2. 2.Zoya’s mother has ₹2300 in her bank account. She pays ₹260 for vegetables and ₹70 for bread by UPI. How many rupees are left in the account?
  3. 3.Tara gets a link: “Click now to win a phone worth ₹50000!” What should Tara do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  4. 4.Karan sees that ₹10000 was sent to a wrong number by mistake. What should Karan do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  5. 5.A message says Gurpreet has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  6. 6.Kavya’s mother has ₹1100 in her bank account. She pays ₹110 for medicines and ₹210 for fruit by UPI. How many rupees are left in the account?
  7. 7.A stranger asks Nisha to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  8. 8.Sneha’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  9. 9.A message says Manav has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  10. 10.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  11. 11.A message says Nisha has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  12. 12.Rohan sees that ₹10000 was sent to a wrong number by mistake. What should Rohan do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  13. 13.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  14. 14.Aarav sees that ₹5000 was sent to a wrong number by mistake. What should Aarav do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  15. 15.Riya’s mother has ₹1900 in her bank account. She pays ₹110 for bread and ₹300 for vegetables by UPI. How many rupees are left in the account?
  16. 16.A stranger asks Karan to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  17. 17.Saanvi’s mother has ₹2100 in her bank account. She pays ₹200 for bread and ₹260 for milk by UPI. How many rupees are left in the account?
  18. 18.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  19. 19.Gurpreet’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  20. 20.Ishaan’s mother has ₹1200 in her bank account. She pays ₹50 for medicines and ₹210 for a gas cylinder by UPI. How many rupees are left in the account?
  21. 21.Joseph’s mother has ₹1300 in her bank account. She pays ₹240 for vegetables and ₹60 for milk by UPI. How many rupees are left in the account?
  22. 22.Nisha sees that ₹50000 was sent to a wrong number by mistake. What should Nisha do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  23. 23.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  24. 24.A message says Isha has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  25. 25.Priya’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  26. 26.Diya gets a link: “Click now to win a phone worth ₹25000!” What should Diya do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  27. 27.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  28. 28.Farhan’s mother has ₹1700 in her bank account. She pays ₹330 for school books and ₹240 for bread by UPI. How many rupees are left in the account?
  29. 29.Manav’s mother has ₹1100 in her bank account. She pays ₹160 for a gas cylinder and ₹290 for milk by UPI. How many rupees are left in the account?
  30. 30.Aarav’s mother has ₹2500 in her bank account. She pays ₹150 for school books and ₹310 for vegetables by UPI. How many rupees are left in the account?
  31. 31.Pooja’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  32. 32.Ishaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ishaan do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  33. 33.Tara sees that ₹2000 was sent to a wrong number by mistake. What should Tara do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  34. 34.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  35. 35.A stranger asks Vivaan to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  36. 36.A stranger asks Nisha to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  37. 37.Meera’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  38. 38.Aditya sees that ₹25000 was sent to a wrong number by mistake. What should Aditya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  39. 39.A stranger asks Priya to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  40. 40.Vivaan’s mother has ₹2400 in her bank account. She pays ₹200 for school books and ₹200 for medicines by UPI. How many rupees are left in the account?

Answer key

  1. 2280
  2. 1970
  3. Ignore it, tell a parent
  4. Tell a parent at once
  5. No PIN to receive money
  6. 780
  7. Scanning a QR pays money
  8. The name and amount
  9. No PIN to receive money
  10. Never share the OTP
  11. No PIN to receive money
  12. Tell a parent at once
  13. No one
  14. Tell a parent at once
  15. 1490
  16. Scanning a QR pays money
  17. 1640
  18. Never share the OTP
  19. The name and amount
  20. 940
  21. 1000
  22. Tell a parent at once
  23. No one
  24. No PIN to receive money
  25. The name and amount
  26. Ignore it, tell a parent
  27. Never share the OTP
  28. 1130
  29. 650
  30. 2040
  31. The name and amount
  32. Never share the OTP
  33. Tell a parent at once
  34. No one
  35. Scanning a QR pays money
  36. Scanning a QR pays money
  37. The name and amount
  38. Tell a parent at once
  39. Scanning a QR pays money
  40. 2000

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