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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 128 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Kabir’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  2. 2.A message says Joseph has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  3. 3.Someone online asks Joseph for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  4. 4.Isha’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  5. 5.Saanvi’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  6. 6.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  7. 7.Saanvi sees that ₹1000 was sent to a wrong number by mistake. What should Saanvi do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  8. 8.A stranger asks Isha to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  9. 9.A message says Kabir has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  10. 10.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  11. 11.Rahul’s mother has ₹1800 in her bank account. She pays ₹360 for milk and ₹280 for bread by UPI. How many rupees are left in the account?
  12. 12.A stranger asks Dev to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  13. 13.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  14. 14.Vivaan gets a link: “Click now to win a phone worth ₹5000!” What should Vivaan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  15. 15.Aditya sees that ₹1000 was sent to a wrong number by mistake. What should Aditya do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  16. 16.A message says Isha has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  17. 17.A message says Tara has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  18. 18.Tara gets a link: “Click now to win a phone worth ₹500!” What should Tara do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  19. 19.Riya gets a link: “Click now to win a phone worth ₹50000!” What should Riya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  20. 20.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  21. 21.Lakshmi gets a link: “Click now to win a phone worth ₹10000!” What should Lakshmi do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  22. 22.Dev gets a link: “Click now to win a phone worth ₹25000!” What should Dev do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  23. 23.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  24. 24.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  25. 25.Lakshmi sees that ₹2000 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  26. 26.Lakshmi sees that ₹500 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  27. 27.Rohan’s mother has ₹1300 in her bank account. She pays ₹350 for medicines and ₹220 for fruit by UPI. How many rupees are left in the account?
  28. 28.A stranger asks Ananya to scan a QR code to “get” ₹10000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  29. 29.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  30. 30.Tara’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  31. 31.Ananya’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  32. 32.Lakshmi’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  33. 33.Manav’s mother has ₹2100 in her bank account. She pays ₹60 for bread and ₹120 for medicines by UPI. How many rupees are left in the account?
  34. 34.Tara sees that ₹1000 was sent to a wrong number by mistake. What should Tara do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  35. 35.A stranger asks Manav to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  36. 36.Pooja gets a link: “Click now to win a phone worth ₹1000!” What should Pooja do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  37. 37.Manav’s mother has ₹3000 in her bank account. She pays ₹110 for school books and ₹180 for fruit by UPI. How many rupees are left in the account?
  38. 38.A stranger asks Sneha to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  39. 39.A message says Diya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  40. 40.Saanvi’s mother has ₹2800 in her bank account. She pays ₹390 for bread and ₹280 for vegetables by UPI. How many rupees are left in the account?

Answer key

  1. The name of the shop
  2. No PIN to receive money
  3. No one
  4. The name and amount
  5. The name and amount
  6. No one
  7. Tell a parent at once
  8. Scanning a QR pays money
  9. No PIN to receive money
  10. Never share the OTP
  11. 1160
  12. Scanning a QR pays money
  13. No one
  14. Ignore it, tell a parent
  15. Tell a parent at once
  16. No PIN to receive money
  17. No PIN to receive money
  18. Ignore it, tell a parent
  19. Ignore it, tell a parent
  20. Never share the OTP
  21. Ignore it, tell a parent
  22. Ignore it, tell a parent
  23. Never share the OTP
  24. No one
  25. Tell a parent at once
  26. Tell a parent at once
  27. 730
  28. Scanning a QR pays money
  29. Never share the OTP
  30. The name and amount
  31. The name and amount
  32. The name and amount
  33. 1920
  34. Tell a parent at once
  35. Scanning a QR pays money
  36. Ignore it, tell a parent
  37. 2710
  38. Scanning a QR pays money
  39. No PIN to receive money
  40. 2130

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