Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 14 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Joseph’s mother has ₹1900 in her bank account. She pays ₹190 for bread and ₹330 for fruit by UPI. How many rupees are left in the account?
2. 2.Diya gets a link: “Click now to win a phone worth ₹1000!” What should Diya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
3. 3.Nisha’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
4. 4.Tara’s mother has ₹1400 in her bank account. She pays ₹180 for medicines and ₹130 for vegetables by UPI. How many rupees are left in the account?
5. 5.Pooja sees that ₹5000 was sent to a wrong number by mistake. What should Pooja do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
6. 6.Dev’s mother has ₹2800 in her bank account. She pays ₹50 for bread and ₹50 for fruit by UPI. How many rupees are left in the account?
7. 7.A message says Lakshmi has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
8. 8.Arjun’s mother has ₹2100 in her bank account. She pays ₹170 for vegetables and ₹240 for a gas cylinder by UPI. How many rupees are left in the account?
9. 9.A message says Isha has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
10. 10.Ananya’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
11. 11.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
12. 12.Pooja’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
13. 13.Kavya’s mother has ₹2100 in her bank account. She pays ₹140 for school books and ₹170 for milk by UPI. How many rupees are left in the account?
14. 14.Karan’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
15. 15.Diya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
16. 16.Farhan’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
17. 17.A stranger asks Karan to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
18. 18.Diya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
19. 19.Dev’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
20. 20.Rahul’s mother has ₹1600 in her bank account. She pays ₹190 for school books and ₹90 for fruit by UPI. How many rupees are left in the account?
21. 21.A stranger asks Tara to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
22. 22.A message says Aditya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
23. 23.Kavya sees that ₹2000 was sent to a wrong number by mistake. What should Kavya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
24. 24.A stranger asks Rahul to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
25. 25.A message says Riya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
26. 26.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
27. 27.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
28. 28.Meera’s mother has ₹1100 in her bank account. She pays ₹80 for fruit and ₹380 for milk by UPI. How many rupees are left in the account?
29. 29.Ishaan’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
30. 30.Zoya’s mother has ₹2000 in her bank account. She pays ₹150 for fruit and ₹140 for milk by UPI. How many rupees are left in the account?
31. 31.Saanvi gets a link: “Click now to win a phone worth ₹5000!” What should Saanvi do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
32. 32.Diya gets a link: “Click now to win a phone worth ₹50000!” What should Diya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
33. 33.Someone online asks Manav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
34. 34.Aarav’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
35. 35.Saanvi’s mother has ₹1000 in her bank account. She pays ₹60 for vegetables and ₹210 for a gas cylinder by UPI. How many rupees are left in the account?
36. 36.Diya’s mother has ₹1100 in her bank account. She pays ₹80 for vegetables and ₹160 for milk by UPI. How many rupees are left in the account?
37. 37.Arjun’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
38. 38.Dev’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
39. 39.Rahul gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rahul do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
40. 40.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank

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