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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 131 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  2. 2.A stranger asks Diya to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  3. 3.Someone online asks Kavya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  4. 4.A message says Aditya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  5. 5.A stranger asks Meera to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  6. 6.Karan’s mother has ₹1800 in her bank account. She pays ₹170 for fruit and ₹140 for school books by UPI. How many rupees are left in the account?
  7. 7.Vivaan’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  8. 8.Arjun sees that ₹5000 was sent to a wrong number by mistake. What should Arjun do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  9. 9.Tara gets a link: “Click now to win a phone worth ₹500!” What should Tara do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  10. 10.Tara’s mother has ₹2300 in her bank account. She pays ₹350 for bread and ₹80 for fruit by UPI. How many rupees are left in the account?
  11. 11.Rahul gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rahul do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  12. 12.Diya gets a link: “Click now to win a phone worth ₹50000!” What should Diya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  13. 13.Rohan sees that ₹500 was sent to a wrong number by mistake. What should Rohan do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  14. 14.Gurpreet sees that ₹5000 was sent to a wrong number by mistake. What should Gurpreet do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  15. 15.A message says Aarav has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  16. 16.Rohan’s mother has ₹2500 in her bank account. She pays ₹60 for milk and ₹390 for bread by UPI. How many rupees are left in the account?
  17. 17.Aarav gets a link: “Click now to win a phone worth ₹500!” What should Aarav do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  18. 18.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  19. 19.Lakshmi sees that ₹500 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  20. 20.A message says Kabir has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  21. 21.A message says Lakshmi has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  22. 22.Manav’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  23. 23.Vivaan’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  24. 24.Someone online asks Farhan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  25. 25.Ishaan gets a link: “Click now to win a phone worth ₹50000!” What should Ishaan do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  26. 26.Saanvi’s mother has ₹1100 in her bank account. She pays ₹200 for school books and ₹140 for a gas cylinder by UPI. How many rupees are left in the account?
  27. 27.A stranger asks Aarav to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  28. 28.Ananya gets a link: “Click now to win a phone worth ₹10000!” What should Ananya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  29. 29.Arjun’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  30. 30.Aarav’s mother has ₹2200 in her bank account. She pays ₹130 for vegetables and ₹90 for medicines by UPI. How many rupees are left in the account?
  31. 31.A message says Gurpreet has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  32. 32.Someone online asks Priya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  33. 33.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  34. 34.Meera’s mother has ₹1200 in her bank account. She pays ₹100 for vegetables and ₹250 for bread by UPI. How many rupees are left in the account?
  35. 35.Lakshmi’s mother has ₹1400 in her bank account. She pays ₹370 for a gas cylinder and ₹170 for milk by UPI. How many rupees are left in the account?
  36. 36.Isha’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  37. 37.A stranger asks Karan to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  38. 38.Aarav’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  39. 39.Aarav’s mother has ₹1500 in her bank account. She pays ₹110 for a gas cylinder and ₹90 for medicines by UPI. How many rupees are left in the account?
  40. 40.Diya’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code

Answer key

  1. No one
  2. Scanning a QR pays money
  3. No one
  4. No PIN to receive money
  5. Scanning a QR pays money
  6. 1490
  7. The name of the shop
  8. Tell a parent at once
  9. Ignore it, tell a parent
  10. 1870
  11. Never share the OTP
  12. Ignore it, tell a parent
  13. Tell a parent at once
  14. Tell a parent at once
  15. No PIN to receive money
  16. 2050
  17. Ignore it, tell a parent
  18. No one
  19. Tell a parent at once
  20. No PIN to receive money
  21. No PIN to receive money
  22. The name and amount
  23. The name and amount
  24. No one
  25. Ignore it, tell a parent
  26. 760
  27. Scanning a QR pays money
  28. Ignore it, tell a parent
  29. The name of the shop
  30. 1980
  31. No PIN to receive money
  32. No one
  33. Never share the OTP
  34. 850
  35. 860
  36. The name and amount
  37. Scanning a QR pays money
  38. The name and amount
  39. 1300
  40. The name of the shop

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