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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 132 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Vivaan’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  2. 2.Karan gets a link: “Click now to win a phone worth ₹1000!” What should Karan do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  3. 3.Zoya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  4. 4.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  5. 5.Aarav gets a link: “Click now to win a phone worth ₹2000!” What should Aarav do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  6. 6.Diya’s mother has ₹1100 in her bank account. She pays ₹120 for bread and ₹110 for milk by UPI. How many rupees are left in the account?
  7. 7.Diya gets a link: “Click now to win a phone worth ₹1000!” What should Diya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  8. 8.Tara’s mother has ₹2600 in her bank account. She pays ₹50 for medicines and ₹170 for fruit by UPI. How many rupees are left in the account?
  9. 9.Sneha’s mother has ₹2900 in her bank account. She pays ₹210 for milk and ₹270 for medicines by UPI. How many rupees are left in the account?
  10. 10.Zoya’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  11. 11.Nisha gets a link: “Click now to win a phone worth ₹10000!” What should Nisha do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  12. 12.Arjun gets a link: “Click now to win a phone worth ₹2000!” What should Arjun do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  13. 13.Isha sees that ₹5000 was sent to a wrong number by mistake. What should Isha do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  14. 14.Someone online asks Sneha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  15. 15.Kabir’s mother has ₹1200 in her bank account. She pays ₹100 for bread and ₹80 for vegetables by UPI. How many rupees are left in the account?
  16. 16.Saanvi sees that ₹25000 was sent to a wrong number by mistake. What should Saanvi do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  17. 17.Riya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  18. 18.Ishaan’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  19. 19.Farhan’s mother has ₹2000 in her bank account. She pays ₹100 for a gas cylinder and ₹120 for bread by UPI. How many rupees are left in the account?
  20. 20.Lakshmi’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  21. 21.Lakshmi’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  22. 22.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  23. 23.A stranger asks Sneha to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  24. 24.Riya sees that ₹50000 was sent to a wrong number by mistake. What should Riya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  25. 25.Gurpreet’s mother has ₹1100 in her bank account. She pays ₹170 for fruit and ₹80 for vegetables by UPI. How many rupees are left in the account?
  26. 26.Aarav’s mother has ₹1100 in her bank account. She pays ₹140 for school books and ₹140 for fruit by UPI. How many rupees are left in the account?
  27. 27.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  28. 28.Nisha’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  29. 29.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  30. 30.Gurpreet’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  31. 31.Priya’s mother has ₹2900 in her bank account. She pays ₹180 for bread and ₹190 for vegetables by UPI. How many rupees are left in the account?
  32. 32.A stranger asks Ishaan to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  33. 33.Sneha’s mother has ₹2800 in her bank account. She pays ₹300 for fruit and ₹380 for a gas cylinder by UPI. How many rupees are left in the account?
  34. 34.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  35. 35.Kabir’s mother has ₹3000 in her bank account. She pays ₹310 for a gas cylinder and ₹190 for vegetables by UPI. How many rupees are left in the account?
  36. 36.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  37. 37.Gurpreet’s mother has ₹2600 in her bank account. She pays ₹90 for a gas cylinder and ₹50 for fruit by UPI. How many rupees are left in the account?
  38. 38.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  39. 39.Kabir’s mother has ₹1100 in her bank account. She pays ₹290 for a gas cylinder and ₹60 for bread by UPI. How many rupees are left in the account?
  40. 40.Diya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount

Answer key

  1. The name and amount
  2. Ignore it, tell a parent
  3. The name of the shop
  4. No one
  5. Ignore it, tell a parent
  6. 870
  7. Ignore it, tell a parent
  8. 2380
  9. 2420
  10. The name and amount
  11. Ignore it, tell a parent
  12. Ignore it, tell a parent
  13. Tell a parent at once
  14. No one
  15. 1020
  16. Tell a parent at once
  17. The name and amount
  18. The name of the shop
  19. 1780
  20. The name and amount
  21. The name and amount
  22. Never share the OTP
  23. Scanning a QR pays money
  24. Tell a parent at once
  25. 850
  26. 820
  27. Never share the OTP
  28. The name of the shop
  29. Never share the OTP
  30. The name of the shop
  31. 2530
  32. Scanning a QR pays money
  33. 2120
  34. Never share the OTP
  35. 2500
  36. Never share the OTP
  37. 2460
  38. No one
  39. 750
  40. The name and amount

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