← Safe digital payments lesson New set →

Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 133 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Ananya gets a link: “Click now to win a phone worth ₹5000!” What should Ananya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  2. 2.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  3. 3.Someone online asks Priya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  4. 4.Aditya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  5. 5.Priya sees that ₹1000 was sent to a wrong number by mistake. What should Priya do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  6. 6.Nisha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Nisha do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  7. 7.Ishaan’s mother has ₹1300 in her bank account. She pays ₹180 for a gas cylinder and ₹60 for milk by UPI. How many rupees are left in the account?
  8. 8.Someone online asks Lakshmi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  9. 9.A stranger asks Kavya to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  10. 10.Gurpreet’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  11. 11.Someone online asks Joseph for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  12. 12.Zoya sees that ₹5000 was sent to a wrong number by mistake. What should Zoya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  13. 13.A message says Saanvi has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  14. 14.Saanvi’s mother has ₹2500 in her bank account. She pays ₹180 for vegetables and ₹90 for bread by UPI. How many rupees are left in the account?
  15. 15.A stranger asks Arjun to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  16. 16.A message says Ananya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  17. 17.A stranger asks Priya to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  18. 18.Manav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Manav do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  19. 19.Aarav’s mother has ₹1100 in her bank account. She pays ₹130 for medicines and ₹380 for vegetables by UPI. How many rupees are left in the account?
  20. 20.Aditya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  21. 21.A stranger asks Diya to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  22. 22.Someone online asks Farhan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  23. 23.Saanvi’s mother has ₹1400 in her bank account. She pays ₹200 for vegetables and ₹340 for bread by UPI. How many rupees are left in the account?
  24. 24.Diya sees that ₹5000 was sent to a wrong number by mistake. What should Diya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  25. 25.Saanvi’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  26. 26.A stranger asks Ishaan to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  27. 27.Kavya’s mother has ₹2000 in her bank account. She pays ₹280 for vegetables and ₹360 for milk by UPI. How many rupees are left in the account?
  28. 28.Joseph sees that ₹1000 was sent to a wrong number by mistake. What should Joseph do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  29. 29.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  30. 30.Kabir’s mother has ₹1300 in her bank account. She pays ₹350 for bread and ₹170 for a gas cylinder by UPI. How many rupees are left in the account?
  31. 31.Kabir’s mother has ₹2700 in her bank account. She pays ₹100 for vegetables and ₹190 for milk by UPI. How many rupees are left in the account?
  32. 32.Lakshmi sees that ₹50000 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  33. 33.Someone online asks Karan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  34. 34.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  35. 35.A stranger asks Dev to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  36. 36.Ananya sees that ₹5000 was sent to a wrong number by mistake. What should Ananya do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  37. 37.Someone online asks Zoya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  38. 38.Karan gets a link: “Click now to win a phone worth ₹50000!” What should Karan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  39. 39.Someone online asks Sneha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  40. 40.Isha gets a link: “Click now to win a phone worth ₹2000!” What should Isha do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends

Answer key

  1. Ignore it, tell a parent
  2. No one
  3. No one
  4. The name of the shop
  5. Tell a parent at once
  6. Never share the OTP
  7. 1060
  8. No one
  9. Scanning a QR pays money
  10. The name and amount
  11. No one
  12. Tell a parent at once
  13. No PIN to receive money
  14. 2230
  15. Scanning a QR pays money
  16. No PIN to receive money
  17. Scanning a QR pays money
  18. Never share the OTP
  19. 590
  20. The name of the shop
  21. Scanning a QR pays money
  22. No one
  23. 860
  24. Tell a parent at once
  25. The name of the shop
  26. Scanning a QR pays money
  27. 1360
  28. Tell a parent at once
  29. Never share the OTP
  30. 780
  31. 2410
  32. Tell a parent at once
  33. No one
  34. No one
  35. Scanning a QR pays money
  36. Tell a parent at once
  37. No one
  38. Ignore it, tell a parent
  39. No one
  40. Ignore it, tell a parent

Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids