Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 134 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.A message says Vivaan has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
2. 2.A stranger asks Diya to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
3. 3.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
4. 4.A stranger asks Karan to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
5. 5.Aarav gets a link: “Click now to win a phone worth ₹50000!” What should Aarav do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
6. 6.Isha’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
7. 7.Saanvi sees that ₹2000 was sent to a wrong number by mistake. What should Saanvi do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
8. 8.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
9. 9.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
10. 10.Pooja’s mother has ₹1600 in her bank account. She pays ₹320 for medicines and ₹230 for school books by UPI. How many rupees are left in the account?
11. 11.Pooja’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
12. 12.A stranger asks Lakshmi to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
13. 13.Farhan’s mother has ₹2200 in her bank account. She pays ₹90 for milk and ₹230 for medicines by UPI. How many rupees are left in the account?
14. 14.Joseph’s mother has ₹2100 in her bank account. She pays ₹280 for vegetables and ₹140 for medicines by UPI. How many rupees are left in the account?
15. 15.Vivaan’s mother has ₹2900 in her bank account. She pays ₹320 for fruit and ₹390 for school books by UPI. How many rupees are left in the account?
16. 16.Zoya sees that ₹10000 was sent to a wrong number by mistake. What should Zoya do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
17. 17.Aditya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
18. 18.A message says Farhan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
19. 19.Diya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
20. 20.A stranger asks Ananya to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
21. 21.Nisha sees that ₹500 was sent to a wrong number by mistake. What should Nisha do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
22. 22.Sneha gets a link: “Click now to win a phone worth ₹10000!” What should Sneha do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
23. 23.Zoya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
24. 24.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
25. 25.Riya gets a link: “Click now to win a phone worth ₹5000!” What should Riya do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
26. 26.A stranger asks Isha to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
27. 27.Zoya’s mother has ₹2500 in her bank account. She pays ₹70 for bread and ₹310 for milk by UPI. How many rupees are left in the account?
28. 28.Gurpreet’s mother has ₹1600 in her bank account. She pays ₹330 for bread and ₹230 for vegetables by UPI. How many rupees are left in the account?
29. 29.Dev’s mother has ₹1000 in her bank account. She pays ₹300 for milk and ₹390 for fruit by UPI. How many rupees are left in the account?
30. 30.A message says Dev has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
31. 31.A stranger asks Gurpreet to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
32. 32.A message says Aditya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
33. 33.Isha’s mother has ₹2500 in her bank account. She pays ₹310 for vegetables and ₹80 for medicines by UPI. How many rupees are left in the account?
34. 34.Gurpreet’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
35. 35.Rohan’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
36. 36.Diya gets a link: “Click now to win a phone worth ₹10000!” What should Diya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
37. 37.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
38. 38.Diya’s mother has ₹2100 in her bank account. She pays ₹210 for fruit and ₹50 for vegetables by UPI. How many rupees are left in the account?
39. 39.A stranger asks Rohan to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
40. 40.Karan’s mother has ₹2200 in her bank account. She pays ₹90 for fruit and ₹340 for vegetables by UPI. How many rupees are left in the account?

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