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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 137 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  2. 2.A stranger asks Rahul to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  3. 3.Aarav’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  4. 4.Kavya’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  5. 5.Someone online asks Pooja for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  6. 6.Someone online asks Farhan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  7. 7.Tara’s mother has ₹1600 in her bank account. She pays ₹250 for fruit and ₹50 for medicines by UPI. How many rupees are left in the account?
  8. 8.Someone online asks Dev for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  9. 9.A message says Rohan has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  10. 10.Someone online asks Ishaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  11. 11.Karan’s mother has ₹1100 in her bank account. She pays ₹200 for milk and ₹240 for medicines by UPI. How many rupees are left in the account?
  12. 12.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  13. 13.Vivaan gets a link: “Click now to win a phone worth ₹1000!” What should Vivaan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  14. 14.Arjun’s mother has ₹1900 in her bank account. She pays ₹240 for bread and ₹290 for vegetables by UPI. How many rupees are left in the account?
  15. 15.Isha’s mother has ₹2000 in her bank account. She pays ₹50 for school books and ₹170 for fruit by UPI. How many rupees are left in the account?
  16. 16.Priya’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  17. 17.Kavya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  18. 18.Someone online asks Lakshmi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  19. 19.Diya’s mother has ₹1800 in her bank account. She pays ₹250 for bread and ₹90 for medicines by UPI. How many rupees are left in the account?
  20. 20.Rahul’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  21. 21.Meera gets a link: “Click now to win a phone worth ₹10000!” What should Meera do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  22. 22.Diya’s mother has ₹3000 in her bank account. She pays ₹190 for bread and ₹120 for milk by UPI. How many rupees are left in the account?
  23. 23.Manav’s mother has ₹1200 in her bank account. She pays ₹310 for bread and ₹120 for vegetables by UPI. How many rupees are left in the account?
  24. 24.Diya’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  25. 25.Aditya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  26. 26.Gurpreet sees that ₹500 was sent to a wrong number by mistake. What should Gurpreet do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  27. 27.Someone online asks Aarav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  28. 28.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  29. 29.A stranger asks Sneha to scan a QR code to “get” ₹10000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  30. 30.Priya’s mother has ₹2400 in her bank account. She pays ₹250 for vegetables and ₹330 for bread by UPI. How many rupees are left in the account?
  31. 31.A stranger asks Ananya to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  32. 32.A message says Pooja has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  33. 33.A stranger asks Riya to scan a QR code to “get” ₹10000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  34. 34.Ananya gets a link: “Click now to win a phone worth ₹5000!” What should Ananya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  35. 35.Dev sees that ₹25000 was sent to a wrong number by mistake. What should Dev do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  36. 36.A stranger asks Aditya to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  37. 37.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  38. 38.Manav’s mother has ₹2000 in her bank account. She pays ₹350 for vegetables and ₹230 for milk by UPI. How many rupees are left in the account?
  39. 39.Nisha’s mother has ₹1000 in her bank account. She pays ₹320 for fruit and ₹310 for medicines by UPI. How many rupees are left in the account?
  40. 40.Joseph’s mother has ₹1700 in her bank account. She pays ₹90 for medicines and ₹320 for milk by UPI. How many rupees are left in the account?

Answer key

  1. No one
  2. Scanning a QR pays money
  3. The name of the shop
  4. The name and amount
  5. No one
  6. No one
  7. 1300
  8. No one
  9. No PIN to receive money
  10. No one
  11. 660
  12. Never share the OTP
  13. Ignore it, tell a parent
  14. 1370
  15. 1780
  16. The name of the shop
  17. The name and amount
  18. No one
  19. 1460
  20. The name and amount
  21. Ignore it, tell a parent
  22. 2690
  23. 770
  24. The name and amount
  25. The name of the shop
  26. Tell a parent at once
  27. No one
  28. Never share the OTP
  29. Scanning a QR pays money
  30. 1820
  31. Scanning a QR pays money
  32. No PIN to receive money
  33. Scanning a QR pays money
  34. Ignore it, tell a parent
  35. Tell a parent at once
  36. Scanning a QR pays money
  37. No one
  38. 1420
  39. 370
  40. 1290

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