Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 138 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.A stranger asks Arjun to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
2. 2.Priya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
3. 3.Ishaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ishaan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
4. 4.Karan’s mother has ₹1800 in her bank account. She pays ₹70 for bread and ₹260 for a gas cylinder by UPI. How many rupees are left in the account?
5. 5.Vivaan’s mother has ₹2100 in her bank account. She pays ₹370 for school books and ₹160 for fruit by UPI. How many rupees are left in the account?
6. 6.Rahul gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rahul do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
7. 7.Tara’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
8. 8.Aarav sees that ₹2000 was sent to a wrong number by mistake. What should Aarav do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
9. 9.Aditya gets a link: “Click now to win a phone worth ₹2000!” What should Aditya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
10. 10.Joseph sees that ₹5000 was sent to a wrong number by mistake. What should Joseph do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
11. 11.Nisha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Nisha do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
12. 12.A message says Joseph has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
13. 13.Ishaan’s mother has ₹2800 in her bank account. She pays ₹110 for school books and ₹320 for bread by UPI. How many rupees are left in the account?
14. 14.A stranger asks Nisha to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
15. 15.Isha’s mother has ₹1000 in her bank account. She pays ₹130 for milk and ₹230 for fruit by UPI. How many rupees are left in the account?
16. 16.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
17. 17.Pooja’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
18. 18.Karan’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
19. 19.Farhan gets a link: “Click now to win a phone worth ₹500!” What should Farhan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
20. 20.A stranger asks Lakshmi to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
21. 21.Arjun gets a link: “Click now to win a phone worth ₹25000!” What should Arjun do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
22. 22.Zoya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
23. 23.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
24. 24.A stranger asks Aditya to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
25. 25.Rahul’s mother has ₹1300 in her bank account. She pays ₹180 for milk and ₹320 for vegetables by UPI. How many rupees are left in the account?
26. 26.Priya’s mother has ₹2200 in her bank account. She pays ₹240 for school books and ₹320 for vegetables by UPI. How many rupees are left in the account?
27. 27.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
28. 28.Priya gets a link: “Click now to win a phone worth ₹50000!” What should Priya do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
29. 29.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
30. 30.A message says Joseph has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
31. 31.A stranger asks Aarav to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
32. 32.Priya gets a link: “Click now to win a phone worth ₹10000!” What should Priya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
33. 33.A message says Riya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
34. 34.Someone online asks Nisha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
35. 35.Farhan’s mother has ₹1200 in her bank account. She pays ₹300 for bread and ₹120 for vegetables by UPI. How many rupees are left in the account?
36. 36.Kavya’s mother has ₹2500 in her bank account. She pays ₹80 for medicines and ₹90 for school books by UPI. How many rupees are left in the account?
37. 37.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
38. 38.A message says Priya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
39. 39.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
40. 40.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP

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