Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 139 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Aarav’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
2. 2.Gurpreet gets a link: “Click now to win a phone worth ₹10000!” What should Gurpreet do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
3. 3.Sneha gets a link: “Click now to win a phone worth ₹25000!” What should Sneha do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
4. 4.A message says Riya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
5. 5.Pooja’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
6. 6.A stranger asks Ishaan to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
7. 7.Lakshmi’s mother has ₹1400 in her bank account. She pays ₹310 for bread and ₹250 for a gas cylinder by UPI. How many rupees are left in the account?
8. 8.Joseph’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
9. 9.Saanvi sees that ₹50000 was sent to a wrong number by mistake. What should Saanvi do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
10. 10.A message says Sneha has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
11. 11.Manav’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
12. 12.Aditya’s mother has ₹1100 in her bank account. She pays ₹290 for bread and ₹360 for school books by UPI. How many rupees are left in the account?
13. 13.Rahul sees that ₹50000 was sent to a wrong number by mistake. What should Rahul do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
14. 14.A stranger asks Gurpreet to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
15. 15.Diya sees that ₹5000 was sent to a wrong number by mistake. What should Diya do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
16. 16.Ananya’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
17. 17.Riya gets a link: “Click now to win a phone worth ₹25000!” What should Riya do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
18. 18.Isha’s mother has ₹1000 in her bank account. She pays ₹240 for fruit and ₹120 for bread by UPI. How many rupees are left in the account?
19. 19.Karan’s mother has ₹1700 in her bank account. She pays ₹270 for milk and ₹300 for vegetables by UPI. How many rupees are left in the account?
20. 20.Isha gets a link: “Click now to win a phone worth ₹500!” What should Isha do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
21. 21.Kavya’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
22. 22.A message says Joseph has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
23. 23.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
24. 24.Tara’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
25. 25.Manav gets a link: “Click now to win a phone worth ₹2000!” What should Manav do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
26. 26.A stranger asks Arjun to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
27. 27.Pooja’s mother has ₹1000 in her bank account. She pays ₹80 for a gas cylinder and ₹330 for vegetables by UPI. How many rupees are left in the account?
28. 28.Dev’s mother has ₹2700 in her bank account. She pays ₹130 for medicines and ₹400 for bread by UPI. How many rupees are left in the account?
29. 29.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
30. 30.Aditya gets a link: “Click now to win a phone worth ₹50000!” What should Aditya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
31. 31.Rahul’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
32. 32.Someone online asks Manav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
33. 33.A stranger asks Riya to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
34. 34.A message says Gurpreet has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
35. 35.Kabir gets a link: “Click now to win a phone worth ₹5000!” What should Kabir do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
36. 36.Meera gets a link: “Click now to win a phone worth ₹25000!” What should Meera do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
37. 37.Farhan’s mother has ₹1400 in her bank account. She pays ₹310 for milk and ₹260 for medicines by UPI. How many rupees are left in the account?
38. 38.Ananya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
39. 39.A message says Isha has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
40. 40.Meera’s mother has ₹1100 in her bank account. She pays ₹210 for medicines and ₹70 for vegetables by UPI. How many rupees are left in the account?

Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids