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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 140 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Farhan gets a link: “Click now to win a phone worth ₹2000!” What should Farhan do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  2. 2.A stranger asks Rohan to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  3. 3.Aditya gets a link: “Click now to win a phone worth ₹25000!” What should Aditya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  4. 4.Ananya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  5. 5.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  6. 6.Aditya gets a link: “Click now to win a phone worth ₹2000!” What should Aditya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  7. 7.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  8. 8.Farhan’s mother has ₹2100 in her bank account. She pays ₹110 for fruit and ₹300 for milk by UPI. How many rupees are left in the account?
  9. 9.A stranger asks Diya to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  10. 10.Farhan’s mother has ₹1600 in her bank account. She pays ₹140 for milk and ₹170 for fruit by UPI. How many rupees are left in the account?
  11. 11.Ananya sees that ₹2000 was sent to a wrong number by mistake. What should Ananya do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  12. 12.Vivaan’s mother has ₹1000 in her bank account. She pays ₹150 for medicines and ₹150 for fruit by UPI. How many rupees are left in the account?
  13. 13.Priya’s mother has ₹1500 in her bank account. She pays ₹60 for bread and ₹70 for medicines by UPI. How many rupees are left in the account?
  14. 14.Dev sees that ₹10000 was sent to a wrong number by mistake. What should Dev do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  15. 15.Vivaan’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  16. 16.Riya’s mother has ₹1400 in her bank account. She pays ₹130 for vegetables and ₹300 for milk by UPI. How many rupees are left in the account?
  17. 17.A message says Farhan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  18. 18.Sneha gets a link: “Click now to win a phone worth ₹50000!” What should Sneha do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  19. 19.Kavya’s mother has ₹1800 in her bank account. She pays ₹60 for school books and ₹270 for fruit by UPI. How many rupees are left in the account?
  20. 20.Someone online asks Manav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  21. 21.Arjun’s mother has ₹2800 in her bank account. She pays ₹310 for bread and ₹210 for school books by UPI. How many rupees are left in the account?
  22. 22.A message says Arjun has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  23. 23.Someone online asks Rahul for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  24. 24.A stranger asks Kabir to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  25. 25.Saanvi’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  26. 26.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  27. 27.A message says Ishaan has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  28. 28.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  29. 29.Ananya’s mother has ₹1500 in her bank account. She pays ₹50 for bread and ₹300 for a gas cylinder by UPI. How many rupees are left in the account?
  30. 30.A stranger asks Dev to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  31. 31.Someone online asks Aarav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  32. 32.A stranger asks Kavya to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  33. 33.Someone online asks Dev for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  34. 34.Tara’s mother has ₹2100 in her bank account. She pays ₹180 for medicines and ₹300 for milk by UPI. How many rupees are left in the account?
  35. 35.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  36. 36.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  37. 37.Rohan’s mother has ₹3000 in her bank account. She pays ₹230 for fruit and ₹90 for a gas cylinder by UPI. How many rupees are left in the account?
  38. 38.Riya sees that ₹1000 was sent to a wrong number by mistake. What should Riya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  39. 39.Joseph’s mother has ₹2800 in her bank account. She pays ₹340 for bread and ₹370 for milk by UPI. How many rupees are left in the account?
  40. 40.Saanvi sees that ₹2000 was sent to a wrong number by mistake. What should Saanvi do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it

Answer key

  1. Ignore it, tell a parent
  2. Scanning a QR pays money
  3. Ignore it, tell a parent
  4. The name of the shop
  5. Never share the OTP
  6. Ignore it, tell a parent
  7. Never share the OTP
  8. 1690
  9. Scanning a QR pays money
  10. 1290
  11. Tell a parent at once
  12. 700
  13. 1370
  14. Tell a parent at once
  15. The name and amount
  16. 970
  17. No PIN to receive money
  18. Ignore it, tell a parent
  19. 1470
  20. No one
  21. 2280
  22. No PIN to receive money
  23. No one
  24. Scanning a QR pays money
  25. The name and amount
  26. Never share the OTP
  27. No PIN to receive money
  28. Never share the OTP
  29. 1150
  30. Scanning a QR pays money
  31. No one
  32. Scanning a QR pays money
  33. No one
  34. 1620
  35. No one
  36. Never share the OTP
  37. 2680
  38. Tell a parent at once
  39. 2090
  40. Tell a parent at once

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