Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 15 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Sneha sees that ₹500 was sent to a wrong number by mistake. What should Sneha do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
2. 2.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
3. 3.Someone online asks Meera for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
4. 4.Isha’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
5. 5.Arjun’s mother has ₹1400 in her bank account. She pays ₹180 for milk and ₹400 for school books by UPI. How many rupees are left in the account?
6. 6.A stranger asks Dev to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
7. 7.Rahul gets a link: “Click now to win a phone worth ₹10000!” What should Rahul do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
8. 8.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
9. 9.A message says Vivaan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
10. 10.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
11. 11.Someone online asks Sneha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
12. 12.Rahul gets a link: “Click now to win a phone worth ₹1000!” What should Rahul do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
13. 13.Diya’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
14. 14.A message says Ananya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
15. 15.A stranger asks Dev to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
16. 16.Ishaan’s mother has ₹2700 in her bank account. She pays ₹360 for medicines and ₹340 for school books by UPI. How many rupees are left in the account?
17. 17.Nisha’s mother has ₹1100 in her bank account. She pays ₹300 for fruit and ₹300 for milk by UPI. How many rupees are left in the account?
18. 18.A message says Riya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
19. 19.Pooja’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
20. 20.Aditya sees that ₹500 was sent to a wrong number by mistake. What should Aditya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
21. 21.A stranger asks Zoya to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
22. 22.Ananya’s mother has ₹2000 in her bank account. She pays ₹150 for milk and ₹150 for bread by UPI. How many rupees are left in the account?
23. 23.A stranger asks Saanvi to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
24. 24.Tara’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
25. 25.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
26. 26.A stranger asks Kabir to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
27. 27.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
28. 28.Zoya’s mother has ₹1700 in her bank account. She pays ₹140 for school books and ₹100 for milk by UPI. How many rupees are left in the account?
29. 29.Someone online asks Farhan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
30. 30.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
31. 31.Lakshmi gets a link: “Click now to win a phone worth ₹1000!” What should Lakshmi do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
32. 32.Saanvi’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
33. 33.Kabir gets a link: “Click now to win a phone worth ₹1000!” What should Kabir do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
34. 34.A stranger asks Diya to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
35. 35.Vivaan’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
36. 36.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
37. 37.Arjun’s mother has ₹2600 in her bank account. She pays ₹140 for vegetables and ₹340 for medicines by UPI. How many rupees are left in the account?
38. 38.A message says Zoya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
39. 39.Priya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
40. 40.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out

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