← Safe digital payments lesson New set →

Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 141 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Dev gets a link: “Click now to win a phone worth ₹5000!” What should Dev do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  2. 2.Dev’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  3. 3.A stranger asks Manav to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  4. 4.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  5. 5.A stranger asks Aarav to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  6. 6.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  7. 7.Aditya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  8. 8.Gurpreet’s mother has ₹3000 in her bank account. She pays ₹190 for vegetables and ₹70 for bread by UPI. How many rupees are left in the account?
  9. 9.Diya’s mother has ₹1300 in her bank account. She pays ₹200 for medicines and ₹50 for school books by UPI. How many rupees are left in the account?
  10. 10.A message says Isha has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  11. 11.Someone online asks Meera for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  12. 12.Zoya’s mother has ₹1800 in her bank account. She pays ₹240 for medicines and ₹100 for school books by UPI. How many rupees are left in the account?
  13. 13.Sneha sees that ₹25000 was sent to a wrong number by mistake. What should Sneha do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  14. 14.Gurpreet’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  15. 15.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  16. 16.A stranger asks Joseph to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  17. 17.A message says Gurpreet has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  18. 18.Riya’s mother has ₹1100 in her bank account. She pays ₹310 for milk and ₹160 for school books by UPI. How many rupees are left in the account?
  19. 19.Sneha’s mother has ₹2000 in her bank account. She pays ₹160 for medicines and ₹280 for vegetables by UPI. How many rupees are left in the account?
  20. 20.Kavya sees that ₹1000 was sent to a wrong number by mistake. What should Kavya do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  21. 21.Kavya’s mother has ₹2900 in her bank account. She pays ₹100 for medicines and ₹70 for fruit by UPI. How many rupees are left in the account?
  22. 22.A stranger asks Diya to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  23. 23.Someone online asks Manav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  24. 24.Tara sees that ₹2000 was sent to a wrong number by mistake. What should Tara do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  25. 25.A message says Ishaan has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  26. 26.Sneha’s mother has ₹1900 in her bank account. She pays ₹290 for milk and ₹370 for bread by UPI. How many rupees are left in the account?
  27. 27.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  28. 28.Someone online asks Riya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  29. 29.Ishaan’s mother has ₹2400 in her bank account. She pays ₹390 for vegetables and ₹50 for a gas cylinder by UPI. How many rupees are left in the account?
  30. 30.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  31. 31.Saanvi gets a link: “Click now to win a phone worth ₹2000!” What should Saanvi do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  32. 32.Nisha’s mother has ₹2900 in her bank account. She pays ₹140 for milk and ₹370 for a gas cylinder by UPI. How many rupees are left in the account?
  33. 33.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  34. 34.Zoya’s mother has ₹3000 in her bank account. She pays ₹80 for vegetables and ₹310 for bread by UPI. How many rupees are left in the account?
  35. 35.Aditya’s mother has ₹1000 in her bank account. She pays ₹90 for a gas cylinder and ₹400 for milk by UPI. How many rupees are left in the account?
  36. 36.Someone online asks Karan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  37. 37.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  38. 38.Aditya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  39. 39.Rahul’s mother has ₹1300 in her bank account. She pays ₹210 for vegetables and ₹400 for school books by UPI. How many rupees are left in the account?
  40. 40.A stranger asks Rahul to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money

Answer key

  1. Ignore it, tell a parent
  2. The name of the shop
  3. Scanning a QR pays money
  4. Never share the OTP
  5. Scanning a QR pays money
  6. Never share the OTP
  7. The name of the shop
  8. 2740
  9. 1050
  10. No PIN to receive money
  11. No one
  12. 1460
  13. Tell a parent at once
  14. The name and amount
  15. Never share the OTP
  16. Scanning a QR pays money
  17. No PIN to receive money
  18. 630
  19. 1560
  20. Tell a parent at once
  21. 2730
  22. Scanning a QR pays money
  23. No one
  24. Tell a parent at once
  25. No PIN to receive money
  26. 1240
  27. No one
  28. No one
  29. 1960
  30. Never share the OTP
  31. Ignore it, tell a parent
  32. 2390
  33. Never share the OTP
  34. 2610
  35. 510
  36. No one
  37. Never share the OTP
  38. The name and amount
  39. 690
  40. Scanning a QR pays money

Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids