Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 142 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Zoya’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
2. 2.Dev sees that ₹10000 was sent to a wrong number by mistake. What should Dev do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
3. 3.Aditya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
4. 4.A stranger asks Sneha to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
5. 5.Karan’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
6. 6.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
7. 7.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
8. 8.Aditya’s mother has ₹1400 in her bank account. She pays ₹390 for fruit and ₹110 for vegetables by UPI. How many rupees are left in the account?
9. 9.Rohan’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
10. 10.Manav’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
11. 11.Farhan’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
12. 12.Someone online asks Zoya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
13. 13.Zoya gets a link: “Click now to win a phone worth ₹500!” What should Zoya do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
14. 14.Joseph sees that ₹5000 was sent to a wrong number by mistake. What should Joseph do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
15. 15.Gurpreet gets a link: “Click now to win a phone worth ₹1000!” What should Gurpreet do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
16. 16.A message says Tara has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
17. 17.Ishaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ishaan do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
18. 18.A message says Ananya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
19. 19.Karan’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
20. 20.A stranger asks Nisha to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
21. 21.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
22. 22.Saanvi’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
23. 23.Someone online asks Lakshmi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
24. 24.Isha’s mother has ₹1000 in her bank account. She pays ₹250 for school books and ₹80 for medicines by UPI. How many rupees are left in the account?
25. 25.Farhan’s mother has ₹1200 in her bank account. She pays ₹100 for vegetables and ₹140 for fruit by UPI. How many rupees are left in the account?
26. 26.Someone online asks Meera for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
27. 27.Priya’s mother has ₹2300 in her bank account. She pays ₹240 for bread and ₹260 for medicines by UPI. How many rupees are left in the account?
28. 28.Priya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
29. 29.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
30. 30.A message says Rahul has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
31. 31.Tara’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
32. 32.A stranger asks Gurpreet to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
33. 33.Meera’s mother has ₹1600 in her bank account. She pays ₹230 for fruit and ₹230 for medicines by UPI. How many rupees are left in the account?
34. 34.Diya’s mother has ₹1000 in her bank account. She pays ₹270 for a gas cylinder and ₹90 for vegetables by UPI. How many rupees are left in the account?
35. 35.A stranger asks Zoya to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
36. 36.Dev’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
37. 37.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
38. 38.A message says Tara has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
39. 39.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
40. 40.Diya’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all

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