← Safe digital payments lesson New set →

Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 143 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Diya’s mother has ₹2000 in her bank account. She pays ₹60 for school books and ₹190 for bread by UPI. How many rupees are left in the account?
  2. 2.Ananya’s mother has ₹2100 in her bank account. She pays ₹320 for medicines and ₹370 for school books by UPI. How many rupees are left in the account?
  3. 3.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  4. 4.Karan’s mother has ₹2300 in her bank account. She pays ₹340 for school books and ₹210 for a gas cylinder by UPI. How many rupees are left in the account?
  5. 5.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  6. 6.Someone online asks Sneha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  7. 7.A message says Dev has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  8. 8.Karan sees that ₹25000 was sent to a wrong number by mistake. What should Karan do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  9. 9.A stranger asks Meera to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  10. 10.Ananya’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  11. 11.Meera’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  12. 12.A message says Ishaan has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  13. 13.Ananya gets a link: “Click now to win a phone worth ₹500!” What should Ananya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  14. 14.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  15. 15.Sneha’s mother has ₹3000 in her bank account. She pays ₹70 for school books and ₹320 for vegetables by UPI. How many rupees are left in the account?
  16. 16.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  17. 17.Joseph’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  18. 18.Farhan’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  19. 19.Zoya gets a link: “Click now to win a phone worth ₹2000!” What should Zoya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  20. 20.Someone online asks Kavya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  21. 21.Meera’s mother has ₹2200 in her bank account. She pays ₹330 for milk and ₹280 for medicines by UPI. How many rupees are left in the account?
  22. 22.A message says Isha has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  23. 23.Karan’s mother has ₹2000 in her bank account. She pays ₹240 for medicines and ₹50 for school books by UPI. How many rupees are left in the account?
  24. 24.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  25. 25.Pooja sees that ₹50000 was sent to a wrong number by mistake. What should Pooja do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  26. 26.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  27. 27.Someone online asks Priya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  28. 28.A message says Joseph has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  29. 29.A message says Priya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  30. 30.Pooja’s mother has ₹2900 in her bank account. She pays ₹250 for medicines and ₹50 for bread by UPI. How many rupees are left in the account?
  31. 31.Farhan’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  32. 32.Rohan gets a link: “Click now to win a phone worth ₹1000!” What should Rohan do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  33. 33.Isha’s mother has ₹1800 in her bank account. She pays ₹70 for a gas cylinder and ₹390 for vegetables by UPI. How many rupees are left in the account?
  34. 34.Dev’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  35. 35.Tara’s mother has ₹3000 in her bank account. She pays ₹400 for vegetables and ₹80 for medicines by UPI. How many rupees are left in the account?
  36. 36.Rohan gets a link: “Click now to win a phone worth ₹500!” What should Rohan do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  37. 37.Isha’s mother has ₹1100 in her bank account. She pays ₹110 for medicines and ₹260 for milk by UPI. How many rupees are left in the account?
  38. 38.A stranger asks Priya to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  39. 39.A message says Kavya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  40. 40.Rahul’s mother has ₹1300 in her bank account. She pays ₹150 for fruit and ₹90 for milk by UPI. How many rupees are left in the account?

Answer key

  1. 1750
  2. 1410
  3. Never share the OTP
  4. 1750
  5. Never share the OTP
  6. No one
  7. No PIN to receive money
  8. Tell a parent at once
  9. Scanning a QR pays money
  10. The name and amount
  11. The name of the shop
  12. No PIN to receive money
  13. Ignore it, tell a parent
  14. Never share the OTP
  15. 2610
  16. No one
  17. The name and amount
  18. The name of the shop
  19. Ignore it, tell a parent
  20. No one
  21. 1590
  22. No PIN to receive money
  23. 1710
  24. No one
  25. Tell a parent at once
  26. Never share the OTP
  27. No one
  28. No PIN to receive money
  29. No PIN to receive money
  30. 2600
  31. The name of the shop
  32. Ignore it, tell a parent
  33. 1340
  34. The name of the shop
  35. 2520
  36. Ignore it, tell a parent
  37. 730
  38. Scanning a QR pays money
  39. No PIN to receive money
  40. 1060

Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids