Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 144 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Meera’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
2. 2.A message says Ishaan has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
3. 3.Tara’s mother has ₹2900 in her bank account. She pays ₹310 for bread and ₹320 for medicines by UPI. How many rupees are left in the account?
4. 4.A message says Meera has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
5. 5.A message says Riya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
6. 6.Aarav’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
7. 7.Aarav’s mother has ₹1200 in her bank account. She pays ₹310 for fruit and ₹140 for medicines by UPI. How many rupees are left in the account?
8. 8.Isha’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
9. 9.Karan gets a link: “Click now to win a phone worth ₹10000!” What should Karan do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
10. 10.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
11. 11.Karan sees that ₹25000 was sent to a wrong number by mistake. What should Karan do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
12. 12.Gurpreet sees that ₹2000 was sent to a wrong number by mistake. What should Gurpreet do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
13. 13.Saanvi’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
14. 14.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
15. 15.Vivaan’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
16. 16.Manav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Manav do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
17. 17.Vivaan’s mother has ₹1500 in her bank account. She pays ₹170 for bread and ₹300 for fruit by UPI. How many rupees are left in the account?
18. 18.Manav’s mother has ₹1800 in her bank account. She pays ₹120 for bread and ₹60 for milk by UPI. How many rupees are left in the account?
19. 19.A message says Rahul has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
20. 20.Farhan’s mother has ₹1100 in her bank account. She pays ₹190 for bread and ₹70 for medicines by UPI. How many rupees are left in the account?
21. 21.A stranger asks Gurpreet to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
22. 22.A message says Dev has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
23. 23.Karan sees that ₹10000 was sent to a wrong number by mistake. What should Karan do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
24. 24.Lakshmi’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
25. 25.Kabir’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
26. 26.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
27. 27.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
28. 28.Karan’s mother has ₹2900 in her bank account. She pays ₹60 for bread and ₹190 for school books by UPI. How many rupees are left in the account?
29. 29.Arjun gets a link: “Click now to win a phone worth ₹25000!” What should Arjun do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
30. 30.Isha sees that ₹25000 was sent to a wrong number by mistake. What should Isha do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
31. 31.Dev’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
32. 32.A stranger asks Kavya to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
33. 33.Lakshmi sees that ₹50000 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
34. 34.A message says Ishaan has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
35. 35.Gurpreet’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
36. 36.Karan’s mother has ₹2600 in her bank account. She pays ₹70 for fruit and ₹380 for vegetables by UPI. How many rupees are left in the account?
37. 37.Arjun gets a link: “Click now to win a phone worth ₹10000!” What should Arjun do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
38. 38.A message says Priya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
39. 39.Diya’s mother has ₹1300 in her bank account. She pays ₹390 for bread and ₹50 for medicines by UPI. How many rupees are left in the account?
40. 40.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank

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