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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 145 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Nisha sees that ₹500 was sent to a wrong number by mistake. What should Nisha do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  2. 2.A message says Aarav has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  3. 3.A message says Karan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  4. 4.Ishaan gets a link: “Click now to win a phone worth ₹500!” What should Ishaan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  5. 5.Diya’s mother has ₹3000 in her bank account. She pays ₹60 for fruit and ₹100 for vegetables by UPI. How many rupees are left in the account?
  6. 6.Isha’s mother has ₹1000 in her bank account. She pays ₹80 for milk and ₹380 for medicines by UPI. How many rupees are left in the account?
  7. 7.Farhan sees that ₹25000 was sent to a wrong number by mistake. What should Farhan do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  8. 8.Saanvi sees that ₹10000 was sent to a wrong number by mistake. What should Saanvi do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  9. 9.Farhan’s mother has ₹2400 in her bank account. She pays ₹240 for a gas cylinder and ₹210 for school books by UPI. How many rupees are left in the account?
  10. 10.Nisha’s mother has ₹2000 in her bank account. She pays ₹80 for milk and ₹320 for fruit by UPI. How many rupees are left in the account?
  11. 11.Lakshmi’s mother has ₹2400 in her bank account. She pays ₹350 for milk and ₹130 for medicines by UPI. How many rupees are left in the account?
  12. 12.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  13. 13.Ananya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  14. 14.Kabir’s mother has ₹2900 in her bank account. She pays ₹280 for medicines and ₹170 for vegetables by UPI. How many rupees are left in the account?
  15. 15.Ishaan’s mother has ₹3000 in her bank account. She pays ₹340 for bread and ₹360 for medicines by UPI. How many rupees are left in the account?
  16. 16.Diya’s mother has ₹1000 in her bank account. She pays ₹280 for milk and ₹340 for school books by UPI. How many rupees are left in the account?
  17. 17.Someone online asks Rahul for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  18. 18.A stranger asks Dev to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  19. 19.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  20. 20.Aarav sees that ₹25000 was sent to a wrong number by mistake. What should Aarav do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  21. 21.A message says Isha has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  22. 22.A message says Kavya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  23. 23.Diya’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  24. 24.Kabir sees that ₹500 was sent to a wrong number by mistake. What should Kabir do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  25. 25.A stranger asks Rohan to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  26. 26.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  27. 27.Someone online asks Kavya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  28. 28.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  29. 29.Arjun’s mother has ₹2700 in her bank account. She pays ₹50 for medicines and ₹200 for milk by UPI. How many rupees are left in the account?
  30. 30.Manav’s mother has ₹1100 in her bank account. She pays ₹250 for bread and ₹310 for fruit by UPI. How many rupees are left in the account?
  31. 31.Riya’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  32. 32.Dev sees that ₹500 was sent to a wrong number by mistake. What should Dev do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  33. 33.Lakshmi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Lakshmi do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  34. 34.A message says Meera has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  35. 35.Kabir’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  36. 36.A stranger asks Kavya to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  37. 37.A stranger asks Lakshmi to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  38. 38.Nisha’s mother has ₹1600 in her bank account. She pays ₹240 for school books and ₹310 for medicines by UPI. How many rupees are left in the account?
  39. 39.Ishaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ishaan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  40. 40.Meera’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour

Answer key

  1. Tell a parent at once
  2. No PIN to receive money
  3. No PIN to receive money
  4. Ignore it, tell a parent
  5. 2840
  6. 540
  7. Tell a parent at once
  8. Tell a parent at once
  9. 1950
  10. 1600
  11. 1920
  12. Never share the OTP
  13. The name of the shop
  14. 2450
  15. 2300
  16. 380
  17. No one
  18. Scanning a QR pays money
  19. Never share the OTP
  20. Tell a parent at once
  21. No PIN to receive money
  22. No PIN to receive money
  23. The name and amount
  24. Tell a parent at once
  25. Scanning a QR pays money
  26. Never share the OTP
  27. No one
  28. Never share the OTP
  29. 2450
  30. 540
  31. The name and amount
  32. Tell a parent at once
  33. Never share the OTP
  34. No PIN to receive money
  35. The name of the shop
  36. Scanning a QR pays money
  37. Scanning a QR pays money
  38. 1050
  39. Never share the OTP
  40. The name and amount

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