Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 146 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
2. 2.Isha’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
3. 3.A message says Arjun has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
4. 4.Lakshmi’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
5. 5.A stranger asks Farhan to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
6. 6.Manav gets a link: “Click now to win a phone worth ₹500!” What should Manav do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
7. 7.Kavya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
8. 8.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
9. 9.Someone online asks Dev for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
10. 10.Farhan’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
11. 11.Saanvi’s mother has ₹1400 in her bank account. She pays ₹80 for milk and ₹380 for fruit by UPI. How many rupees are left in the account?
12. 12.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
13. 13.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
14. 14.Tara’s mother has ₹1100 in her bank account. She pays ₹100 for milk and ₹400 for bread by UPI. How many rupees are left in the account?
15. 15.A stranger asks Tara to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
16. 16.A message says Rahul has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
17. 17.Aditya’s mother has ₹1300 in her bank account. She pays ₹230 for bread and ₹120 for vegetables by UPI. How many rupees are left in the account?
18. 18.Diya’s mother has ₹1600 in her bank account. She pays ₹60 for milk and ₹350 for a gas cylinder by UPI. How many rupees are left in the account?
19. 19.Karan sees that ₹2000 was sent to a wrong number by mistake. What should Karan do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
20. 20.Priya’s mother has ₹2800 in her bank account. She pays ₹280 for school books and ₹70 for milk by UPI. How many rupees are left in the account?
21. 21.Rahul gets a link: “Click now to win a phone worth ₹500!” What should Rahul do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
22. 22.A stranger asks Kabir to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
23. 23.Aditya’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
24. 24.Meera’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
25. 25.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
26. 26.Nisha gets a link: “Click now to win a phone worth ₹25000!” What should Nisha do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
27. 27.Gurpreet’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
28. 28.Diya’s mother has ₹2100 in her bank account. She pays ₹140 for school books and ₹290 for a gas cylinder by UPI. How many rupees are left in the account?
29. 29.Pooja’s mother has ₹1000 in her bank account. She pays ₹140 for school books and ₹60 for vegetables by UPI. How many rupees are left in the account?
30. 30.A stranger asks Dev to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
31. 31.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
32. 32.Riya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
33. 33.Ananya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
34. 34.A stranger asks Rohan to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
35. 35.Aditya’s mother has ₹2200 in her bank account. She pays ₹100 for medicines and ₹70 for bread by UPI. How many rupees are left in the account?
36. 36.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
37. 37.Saanvi gets a link: “Click now to win a phone worth ₹500!” What should Saanvi do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
38. 38.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
39. 39.Priya’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
40. 40.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out

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