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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 147 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Saanvi gets a link: “Click now to win a phone worth ₹500!” What should Saanvi do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  2. 2.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  3. 3.Ananya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  4. 4.Riya sees that ₹25000 was sent to a wrong number by mistake. What should Riya do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  5. 5.A message says Pooja has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  6. 6.Isha’s mother has ₹2700 in her bank account. She pays ₹100 for medicines and ₹50 for vegetables by UPI. How many rupees are left in the account?
  7. 7.Diya sees that ₹50000 was sent to a wrong number by mistake. What should Diya do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  8. 8.Rahul’s mother has ₹2900 in her bank account. She pays ₹260 for bread and ₹250 for milk by UPI. How many rupees are left in the account?
  9. 9.Vivaan gets a link: “Click now to win a phone worth ₹2000!” What should Vivaan do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  10. 10.Manav’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  11. 11.Aditya sees that ₹2000 was sent to a wrong number by mistake. What should Aditya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  12. 12.Kabir gets a link: “Click now to win a phone worth ₹2000!” What should Kabir do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  13. 13.A message says Arjun has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  14. 14.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  15. 15.Rahul gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rahul do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  16. 16.Dev’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  17. 17.Rohan gets a link: “Click now to win a phone worth ₹50000!” What should Rohan do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  18. 18.Vivaan gets a link: “Click now to win a phone worth ₹10000!” What should Vivaan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  19. 19.Aditya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  20. 20.Kabir’s mother has ₹2800 in her bank account. She pays ₹300 for vegetables and ₹290 for fruit by UPI. How many rupees are left in the account?
  21. 21.Pooja sees that ₹50000 was sent to a wrong number by mistake. What should Pooja do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  22. 22.Gurpreet sees that ₹500 was sent to a wrong number by mistake. What should Gurpreet do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  23. 23.Karan’s mother has ₹2400 in her bank account. She pays ₹270 for fruit and ₹80 for medicines by UPI. How many rupees are left in the account?
  24. 24.Priya’s mother has ₹1400 in her bank account. She pays ₹300 for bread and ₹300 for fruit by UPI. How many rupees are left in the account?
  25. 25.Lakshmi’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  26. 26.A stranger asks Joseph to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  27. 27.Rohan’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  28. 28.Saanvi sees that ₹500 was sent to a wrong number by mistake. What should Saanvi do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  29. 29.Aditya’s mother has ₹1800 in her bank account. She pays ₹260 for a gas cylinder and ₹90 for vegetables by UPI. How many rupees are left in the account?
  30. 30.A message says Tara has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  31. 31.Riya’s mother has ₹1200 in her bank account. She pays ₹320 for bread and ₹240 for vegetables by UPI. How many rupees are left in the account?
  32. 32.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  33. 33.Aarav sees that ₹500 was sent to a wrong number by mistake. What should Aarav do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  34. 34.Someone online asks Rahul for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  35. 35.Kabir sees that ₹2000 was sent to a wrong number by mistake. What should Kabir do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  36. 36.Vivaan’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  37. 37.Riya’s mother has ₹1000 in her bank account. She pays ₹270 for bread and ₹140 for fruit by UPI. How many rupees are left in the account?
  38. 38.Arjun’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  39. 39.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  40. 40.A message says Rohan has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money

Answer key

  1. Ignore it, tell a parent
  2. No one
  3. The name of the shop
  4. Tell a parent at once
  5. No PIN to receive money
  6. 2550
  7. Tell a parent at once
  8. 2390
  9. Ignore it, tell a parent
  10. The name of the shop
  11. Tell a parent at once
  12. Ignore it, tell a parent
  13. No PIN to receive money
  14. No one
  15. Never share the OTP
  16. The name and amount
  17. Ignore it, tell a parent
  18. Ignore it, tell a parent
  19. The name and amount
  20. 2210
  21. Tell a parent at once
  22. Tell a parent at once
  23. 2050
  24. 800
  25. The name of the shop
  26. Scanning a QR pays money
  27. The name and amount
  28. Tell a parent at once
  29. 1450
  30. No PIN to receive money
  31. 640
  32. Never share the OTP
  33. Tell a parent at once
  34. No one
  35. Tell a parent at once
  36. The name and amount
  37. 590
  38. The name and amount
  39. Never share the OTP
  40. No PIN to receive money

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