Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 148 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.A message says Vivaan has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
2. 2.Diya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
3. 3.Tara’s mother has ₹2800 in her bank account. She pays ₹160 for milk and ₹260 for vegetables by UPI. How many rupees are left in the account?
4. 4.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
5. 5.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
6. 6.Ananya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
7. 7.Vivaan’s mother has ₹2500 in her bank account. She pays ₹350 for bread and ₹320 for vegetables by UPI. How many rupees are left in the account?
8. 8.Someone online asks Aarav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
9. 9.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
10. 10.Vivaan gets a link: “Click now to win a phone worth ₹2000!” What should Vivaan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
11. 11.A stranger asks Pooja to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
12. 12.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
13. 13.A message says Arjun has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
14. 14.A stranger asks Diya to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
15. 15.Ishaan’s mother has ₹2800 in her bank account. She pays ₹70 for milk and ₹120 for school books by UPI. How many rupees are left in the account?
16. 16.Gurpreet sees that ₹25000 was sent to a wrong number by mistake. What should Gurpreet do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
17. 17.Joseph sees that ₹50000 was sent to a wrong number by mistake. What should Joseph do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
18. 18.Saanvi’s mother has ₹2100 in her bank account. She pays ₹380 for milk and ₹60 for a gas cylinder by UPI. How many rupees are left in the account?
19. 19.Meera’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
20. 20.Farhan gets a link: “Click now to win a phone worth ₹25000!” What should Farhan do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
21. 21.A stranger asks Meera to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
22. 22.A stranger asks Manav to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
23. 23.Dev’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
24. 24.A message says Tara has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
25. 25.A message says Arjun has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
26. 26.A stranger asks Isha to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
27. 27.Someone online asks Dev for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
28. 28.Aarav sees that ₹500 was sent to a wrong number by mistake. What should Aarav do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
29. 29.Joseph’s mother has ₹2600 in her bank account. She pays ₹150 for vegetables and ₹320 for a gas cylinder by UPI. How many rupees are left in the account?
30. 30.Ishaan’s mother has ₹1300 in her bank account. She pays ₹340 for vegetables and ₹210 for fruit by UPI. How many rupees are left in the account?
31. 31.A message says Vivaan has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
32. 32.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
33. 33.Arjun’s mother has ₹1000 in her bank account. She pays ₹90 for fruit and ₹140 for school books by UPI. How many rupees are left in the account?
34. 34.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
35. 35.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
36. 36.Rahul’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
37. 37.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
38. 38.Lakshmi’s mother has ₹2400 in her bank account. She pays ₹110 for vegetables and ₹340 for school books by UPI. How many rupees are left in the account?
39. 39.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
40. 40.Zoya gets a link: “Click now to win a phone worth ₹50000!” What should Zoya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win

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