Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 149 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Vivaan’s mother has ₹2100 in her bank account. She pays ₹270 for milk and ₹270 for school books by UPI. How many rupees are left in the account?
2. 2.Lakshmi’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
3. 3.Vivaan’s mother has ₹2500 in her bank account. She pays ₹200 for fruit and ₹400 for medicines by UPI. How many rupees are left in the account?
4. 4.Priya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
5. 5.A stranger asks Manav to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
6. 6.Kavya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
7. 7.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
8. 8.A stranger asks Rohan to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
9. 9.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
10. 10.Someone online asks Riya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
11. 11.Ishaan’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
12. 12.Sneha gets a link: “Click now to win a phone worth ₹50000!” What should Sneha do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
13. 13.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
14. 14.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
15. 15.Karan’s mother has ₹1100 in her bank account. She pays ₹200 for bread and ₹250 for vegetables by UPI. How many rupees are left in the account?
16. 16.Aditya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
17. 17.Manav’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
18. 18.Isha’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
19. 19.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
20. 20.Rahul gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rahul do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
21. 21.Priya’s mother has ₹1400 in her bank account. She pays ₹300 for school books and ₹270 for vegetables by UPI. How many rupees are left in the account?
22. 22.Manav’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
23. 23.A message says Meera has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
24. 24.Dev’s mother has ₹3000 in her bank account. She pays ₹70 for vegetables and ₹320 for fruit by UPI. How many rupees are left in the account?
25. 25.Diya sees that ₹25000 was sent to a wrong number by mistake. What should Diya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
26. 26.Rahul’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
27. 27.Farhan’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
28. 28.A message says Aarav has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
29. 29.Vivaan’s mother has ₹2000 in her bank account. She pays ₹220 for school books and ₹180 for milk by UPI. How many rupees are left in the account?
30. 30.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
31. 31.Isha’s mother has ₹2900 in her bank account. She pays ₹170 for milk and ₹250 for a gas cylinder by UPI. How many rupees are left in the account?
32. 32.A message says Ananya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
33. 33.Sneha’s mother has ₹3000 in her bank account. She pays ₹150 for bread and ₹60 for a gas cylinder by UPI. How many rupees are left in the account?
34. 34.Someone online asks Aarav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
35. 35.A stranger asks Vivaan to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
36. 36.Manav’s mother has ₹2600 in her bank account. She pays ₹300 for bread and ₹150 for vegetables by UPI. How many rupees are left in the account?
37. 37.A stranger asks Rahul to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
38. 38.Zoya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
39. 39.Nisha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Nisha do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
40. 40.Dev’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour

Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids