← Safe digital payments lesson New set →

Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 150 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  2. 2.Manav sees that ₹2000 was sent to a wrong number by mistake. What should Manav do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  3. 3.Karan’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  4. 4.Tara’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  5. 5.Rahul gets a link: “Click now to win a phone worth ₹25000!” What should Rahul do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  6. 6.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  7. 7.A message says Rohan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  8. 8.Zoya sees that ₹25000 was sent to a wrong number by mistake. What should Zoya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  9. 9.Vivaan’s mother has ₹2200 in her bank account. She pays ₹170 for medicines and ₹120 for a gas cylinder by UPI. How many rupees are left in the account?
  10. 10.A stranger asks Ananya to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  11. 11.Someone online asks Priya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  12. 12.Kabir gets a link: “Click now to win a phone worth ₹500!” What should Kabir do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  13. 13.Aditya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  14. 14.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  15. 15.Manav’s mother has ₹1900 in her bank account. She pays ₹150 for bread and ₹280 for fruit by UPI. How many rupees are left in the account?
  16. 16.Someone online asks Zoya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  17. 17.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  18. 18.Gurpreet sees that ₹1000 was sent to a wrong number by mistake. What should Gurpreet do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  19. 19.Saanvi’s mother has ₹2400 in her bank account. She pays ₹100 for milk and ₹60 for school books by UPI. How many rupees are left in the account?
  20. 20.Tara’s mother has ₹2800 in her bank account. She pays ₹280 for medicines and ₹400 for milk by UPI. How many rupees are left in the account?
  21. 21.Manav’s mother has ₹2700 in her bank account. She pays ₹110 for a gas cylinder and ₹140 for medicines by UPI. How many rupees are left in the account?
  22. 22.A message says Diya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  23. 23.Nisha’s mother has ₹2500 in her bank account. She pays ₹80 for milk and ₹140 for fruit by UPI. How many rupees are left in the account?
  24. 24.Riya gets a link: “Click now to win a phone worth ₹25000!” What should Riya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  25. 25.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  26. 26.Vivaan’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  27. 27.A stranger asks Aarav to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  28. 28.A message says Tara has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  29. 29.Karan’s mother has ₹2700 in her bank account. She pays ₹300 for bread and ₹360 for milk by UPI. How many rupees are left in the account?
  30. 30.Arjun’s mother has ₹1300 in her bank account. She pays ₹280 for medicines and ₹110 for milk by UPI. How many rupees are left in the account?
  31. 31.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  32. 32.Tara sees that ₹50000 was sent to a wrong number by mistake. What should Tara do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  33. 33.Priya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  34. 34.Saanvi’s mother has ₹2400 in her bank account. She pays ₹360 for vegetables and ₹100 for bread by UPI. How many rupees are left in the account?
  35. 35.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  36. 36.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  37. 37.A stranger asks Meera to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  38. 38.Diya’s mother has ₹2800 in her bank account. She pays ₹50 for school books and ₹110 for a gas cylinder by UPI. How many rupees are left in the account?
  39. 39.Rahul sees that ₹50000 was sent to a wrong number by mistake. What should Rahul do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  40. 40.Isha’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay

Answer key

  1. No one
  2. Tell a parent at once
  3. The name and amount
  4. The name and amount
  5. Ignore it, tell a parent
  6. Never share the OTP
  7. No PIN to receive money
  8. Tell a parent at once
  9. 1910
  10. Scanning a QR pays money
  11. No one
  12. Ignore it, tell a parent
  13. The name and amount
  14. Never share the OTP
  15. 1470
  16. No one
  17. No one
  18. Tell a parent at once
  19. 2240
  20. 2120
  21. 2450
  22. No PIN to receive money
  23. 2280
  24. Ignore it, tell a parent
  25. Never share the OTP
  26. The name of the shop
  27. Scanning a QR pays money
  28. No PIN to receive money
  29. 2040
  30. 910
  31. Never share the OTP
  32. Tell a parent at once
  33. The name of the shop
  34. 1940
  35. Never share the OTP
  36. No one
  37. Scanning a QR pays money
  38. 2640
  39. Tell a parent at once
  40. The name of the shop

Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids