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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 16 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Sneha’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  2. 2.Zoya’s mother has ₹1100 in her bank account. She pays ₹140 for vegetables and ₹90 for bread by UPI. How many rupees are left in the account?
  3. 3.Manav’s mother has ₹2700 in her bank account. She pays ₹80 for vegetables and ₹280 for medicines by UPI. How many rupees are left in the account?
  4. 4.A message says Manav has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  5. 5.Riya’s mother has ₹1200 in her bank account. She pays ₹320 for milk and ₹320 for medicines by UPI. How many rupees are left in the account?
  6. 6.Ananya gets a link: “Click now to win a phone worth ₹500!” What should Ananya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  7. 7.Lakshmi gets a link: “Click now to win a phone worth ₹25000!” What should Lakshmi do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  8. 8.Pooja sees that ₹500 was sent to a wrong number by mistake. What should Pooja do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  9. 9.Lakshmi’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  10. 10.A message says Kavya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  11. 11.Karan sees that ₹10000 was sent to a wrong number by mistake. What should Karan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  12. 12.Nisha’s mother has ₹2200 in her bank account. She pays ₹50 for fruit and ₹250 for school books by UPI. How many rupees are left in the account?
  13. 13.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  14. 14.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  15. 15.Someone online asks Aarav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  16. 16.Sneha’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  17. 17.A message says Gurpreet has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  18. 18.Kabir’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  19. 19.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  20. 20.Aarav’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  21. 21.Lakshmi’s mother has ₹1200 in her bank account. She pays ₹90 for milk and ₹360 for school books by UPI. How many rupees are left in the account?
  22. 22.A message says Nisha has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  23. 23.Diya gets a link: “Click now to win a phone worth ₹10000!” What should Diya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  24. 24.Nisha’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  25. 25.A stranger asks Dev to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  26. 26.Karan gets a link: “Click now to win a phone worth ₹500!” What should Karan do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  27. 27.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  28. 28.Meera sees that ₹1000 was sent to a wrong number by mistake. What should Meera do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  29. 29.A message says Sneha has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  30. 30.Vivaan’s mother has ₹1600 in her bank account. She pays ₹60 for medicines and ₹100 for a gas cylinder by UPI. How many rupees are left in the account?
  31. 31.A message says Zoya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  32. 32.Someone online asks Zoya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  33. 33.Riya’s mother has ₹2900 in her bank account. She pays ₹160 for bread and ₹140 for milk by UPI. How many rupees are left in the account?
  34. 34.Someone online asks Pooja for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  35. 35.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  36. 36.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  37. 37.Arjun’s mother has ₹2400 in her bank account. She pays ₹250 for medicines and ₹250 for bread by UPI. How many rupees are left in the account?
  38. 38.A stranger asks Diya to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  39. 39.Aarav sees that ₹2000 was sent to a wrong number by mistake. What should Aarav do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  40. 40.Farhan gets a link: “Click now to win a phone worth ₹10000!” What should Farhan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent

Answer key

  1. The name of the shop
  2. 870
  3. 2340
  4. No PIN to receive money
  5. 560
  6. Ignore it, tell a parent
  7. Ignore it, tell a parent
  8. Tell a parent at once
  9. The name and amount
  10. No PIN to receive money
  11. Tell a parent at once
  12. 1900
  13. Never share the OTP
  14. Never share the OTP
  15. No one
  16. The name and amount
  17. No PIN to receive money
  18. The name of the shop
  19. No one
  20. The name of the shop
  21. 750
  22. No PIN to receive money
  23. Ignore it, tell a parent
  24. The name of the shop
  25. Scanning a QR pays money
  26. Ignore it, tell a parent
  27. Never share the OTP
  28. Tell a parent at once
  29. No PIN to receive money
  30. 1440
  31. No PIN to receive money
  32. No one
  33. 2600
  34. No one
  35. Never share the OTP
  36. No one
  37. 1900
  38. Scanning a QR pays money
  39. Tell a parent at once
  40. Ignore it, tell a parent

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