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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 151 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Nisha’s mother has ₹2500 in her bank account. She pays ₹220 for school books and ₹310 for fruit by UPI. How many rupees are left in the account?
  2. 2.Karan’s mother has ₹1100 in her bank account. She pays ₹170 for milk and ₹80 for bread by UPI. How many rupees are left in the account?
  3. 3.A message says Gurpreet has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  4. 4.Riya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  5. 5.A stranger asks Vivaan to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  6. 6.A message says Arjun has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  7. 7.A stranger asks Aarav to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  8. 8.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  9. 9.A message says Karan has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  10. 10.Tara’s mother has ₹2200 in her bank account. She pays ₹240 for school books and ₹290 for milk by UPI. How many rupees are left in the account?
  11. 11.A stranger asks Meera to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  12. 12.Sneha’s mother has ₹1800 in her bank account. She pays ₹370 for medicines and ₹310 for a gas cylinder by UPI. How many rupees are left in the account?
  13. 13.Farhan’s mother has ₹1300 in her bank account. She pays ₹110 for school books and ₹160 for bread by UPI. How many rupees are left in the account?
  14. 14.Priya’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  15. 15.Lakshmi gets a link: “Click now to win a phone worth ₹2000!” What should Lakshmi do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  16. 16.Vivaan’s mother has ₹1200 in her bank account. She pays ₹140 for medicines and ₹80 for vegetables by UPI. How many rupees are left in the account?
  17. 17.Karan’s mother has ₹2100 in her bank account. She pays ₹190 for milk and ₹380 for bread by UPI. How many rupees are left in the account?
  18. 18.Dev’s mother has ₹1900 in her bank account. She pays ₹230 for fruit and ₹310 for medicines by UPI. How many rupees are left in the account?
  19. 19.A message says Rahul has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  20. 20.Aarav gets a link: “Click now to win a phone worth ₹5000!” What should Aarav do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  21. 21.Dev gets a link: “Click now to win a phone worth ₹10000!” What should Dev do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  22. 22.Diya gets a link: “Click now to win a phone worth ₹500!” What should Diya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  23. 23.Someone online asks Rahul for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  24. 24.A stranger asks Ishaan to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  25. 25.A message says Priya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  26. 26.Meera gets a link: “Click now to win a phone worth ₹5000!” What should Meera do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  27. 27.Aarav’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  28. 28.Vivaan’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  29. 29.Rohan’s mother has ₹2500 in her bank account. She pays ₹150 for school books and ₹80 for fruit by UPI. How many rupees are left in the account?
  30. 30.Ishaan gets a link: “Click now to win a phone worth ₹25000!” What should Ishaan do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  31. 31.A message says Vivaan has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  32. 32.Kabir sees that ₹5000 was sent to a wrong number by mistake. What should Kabir do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  33. 33.A message says Aditya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  34. 34.Gurpreet gets a link: “Click now to win a phone worth ₹10000!” What should Gurpreet do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  35. 35.Someone online asks Meera for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  36. 36.Manav’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  37. 37.Rohan’s mother has ₹1600 in her bank account. She pays ₹150 for milk and ₹320 for vegetables by UPI. How many rupees are left in the account?
  38. 38.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  39. 39.A stranger asks Zoya to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  40. 40.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP

Answer key

  1. 1970
  2. 850
  3. No PIN to receive money
  4. The name of the shop
  5. Scanning a QR pays money
  6. No PIN to receive money
  7. Scanning a QR pays money
  8. Never share the OTP
  9. No PIN to receive money
  10. 1670
  11. Scanning a QR pays money
  12. 1120
  13. 1030
  14. The name and amount
  15. Ignore it, tell a parent
  16. 980
  17. 1530
  18. 1360
  19. No PIN to receive money
  20. Ignore it, tell a parent
  21. Ignore it, tell a parent
  22. Ignore it, tell a parent
  23. No one
  24. Scanning a QR pays money
  25. No PIN to receive money
  26. Ignore it, tell a parent
  27. The name of the shop
  28. The name and amount
  29. 2270
  30. Ignore it, tell a parent
  31. No PIN to receive money
  32. Tell a parent at once
  33. No PIN to receive money
  34. Ignore it, tell a parent
  35. No one
  36. The name and amount
  37. 1130
  38. Never share the OTP
  39. Scanning a QR pays money
  40. Never share the OTP

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