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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 152 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.A stranger asks Arjun to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  2. 2.Dev gets a link: “Click now to win a phone worth ₹2000!” What should Dev do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  3. 3.A message says Nisha has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  4. 4.Sneha’s mother has ₹1200 in her bank account. She pays ₹70 for medicines and ₹210 for bread by UPI. How many rupees are left in the account?
  5. 5.Karan’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  6. 6.A stranger asks Diya to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  7. 7.Kabir gets a link: “Click now to win a phone worth ₹2000!” What should Kabir do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  8. 8.Farhan’s mother has ₹1300 in her bank account. She pays ₹250 for bread and ₹230 for fruit by UPI. How many rupees are left in the account?
  9. 9.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  10. 10.Vivaan’s mother has ₹2800 in her bank account. She pays ₹260 for bread and ₹170 for vegetables by UPI. How many rupees are left in the account?
  11. 11.Aditya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  12. 12.Zoya gets a link: “Click now to win a phone worth ₹500!” What should Zoya do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  13. 13.Diya’s mother has ₹1700 in her bank account. She pays ₹130 for school books and ₹70 for fruit by UPI. How many rupees are left in the account?
  14. 14.Priya gets a link: “Click now to win a phone worth ₹1000!” What should Priya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  15. 15.Ananya’s mother has ₹2400 in her bank account. She pays ₹280 for school books and ₹350 for medicines by UPI. How many rupees are left in the account?
  16. 16.Vivaan’s mother has ₹1000 in her bank account. She pays ₹150 for milk and ₹170 for fruit by UPI. How many rupees are left in the account?
  17. 17.A message says Karan has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  18. 18.Zoya’s mother has ₹2000 in her bank account. She pays ₹370 for fruit and ₹150 for bread by UPI. How many rupees are left in the account?
  19. 19.Aarav sees that ₹50000 was sent to a wrong number by mistake. What should Aarav do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  20. 20.Diya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  21. 21.Saanvi’s mother has ₹2200 in her bank account. She pays ₹310 for fruit and ₹250 for school books by UPI. How many rupees are left in the account?
  22. 22.Arjun’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  23. 23.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  24. 24.Joseph gets a link: “Click now to win a phone worth ₹500!” What should Joseph do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  25. 25.Kabir’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  26. 26.Nisha’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  27. 27.Lakshmi’s mother has ₹2800 in her bank account. She pays ₹170 for bread and ₹400 for vegetables by UPI. How many rupees are left in the account?
  28. 28.Kavya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  29. 29.Ananya sees that ₹1000 was sent to a wrong number by mistake. What should Ananya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  30. 30.A message says Arjun has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  31. 31.Ananya sees that ₹25000 was sent to a wrong number by mistake. What should Ananya do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  32. 32.Farhan’s mother has ₹1400 in her bank account. She pays ₹360 for a gas cylinder and ₹320 for milk by UPI. How many rupees are left in the account?
  33. 33.Aditya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  34. 34.Joseph sees that ₹1000 was sent to a wrong number by mistake. What should Joseph do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  35. 35.Kabir’s mother has ₹2900 in her bank account. She pays ₹310 for school books and ₹130 for fruit by UPI. How many rupees are left in the account?
  36. 36.A message says Pooja has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  37. 37.Nisha’s mother has ₹1100 in her bank account. She pays ₹180 for a gas cylinder and ₹70 for school books by UPI. How many rupees are left in the account?
  38. 38.A stranger asks Pooja to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  39. 39.Vivaan’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  40. 40.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out

Answer key

  1. Scanning a QR pays money
  2. Ignore it, tell a parent
  3. No PIN to receive money
  4. 920
  5. The name and amount
  6. Scanning a QR pays money
  7. Ignore it, tell a parent
  8. 820
  9. No one
  10. 2370
  11. The name and amount
  12. Ignore it, tell a parent
  13. 1500
  14. Ignore it, tell a parent
  15. 1770
  16. 680
  17. No PIN to receive money
  18. 1480
  19. Tell a parent at once
  20. The name and amount
  21. 1640
  22. The name of the shop
  23. Never share the OTP
  24. Ignore it, tell a parent
  25. The name and amount
  26. The name and amount
  27. 2230
  28. The name of the shop
  29. Tell a parent at once
  30. No PIN to receive money
  31. Tell a parent at once
  32. 720
  33. The name of the shop
  34. Tell a parent at once
  35. 2460
  36. No PIN to receive money
  37. 850
  38. Scanning a QR pays money
  39. The name of the shop
  40. Never share the OTP

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