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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 153 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.A stranger asks Manav to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  2. 2.Lakshmi’s mother has ₹2200 in her bank account. She pays ₹400 for a gas cylinder and ₹210 for bread by UPI. How many rupees are left in the account?
  3. 3.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  4. 4.A message says Rohan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  5. 5.Tara’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  6. 6.A message says Vivaan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  7. 7.A stranger asks Diya to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  8. 8.Riya gets a link: “Click now to win a phone worth ₹500!” What should Riya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  9. 9.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  10. 10.A message says Isha has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  11. 11.Manav’s mother has ₹2300 in her bank account. She pays ₹330 for medicines and ₹50 for milk by UPI. How many rupees are left in the account?
  12. 12.Diya gets a link: “Click now to win a phone worth ₹2000!” What should Diya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  13. 13.A message says Farhan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  14. 14.Rohan’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  15. 15.Diya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  16. 16.Saanvi’s mother has ₹1000 in her bank account. She pays ₹60 for milk and ₹70 for bread by UPI. How many rupees are left in the account?
  17. 17.Lakshmi sees that ₹5000 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  18. 18.A stranger asks Meera to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  19. 19.A message says Ishaan has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  20. 20.Kabir’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  21. 21.Joseph’s mother has ₹3000 in her bank account. She pays ₹360 for milk and ₹130 for bread by UPI. How many rupees are left in the account?
  22. 22.Gurpreet sees that ₹50000 was sent to a wrong number by mistake. What should Gurpreet do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  23. 23.Zoya’s mother has ₹2800 in her bank account. She pays ₹290 for fruit and ₹60 for vegetables by UPI. How many rupees are left in the account?
  24. 24.Vivaan’s mother has ₹1400 in her bank account. She pays ₹90 for medicines and ₹220 for vegetables by UPI. How many rupees are left in the account?
  25. 25.Lakshmi sees that ₹10000 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  26. 26.Rahul gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rahul do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  27. 27.Priya’s mother has ₹1400 in her bank account. She pays ₹340 for milk and ₹60 for bread by UPI. How many rupees are left in the account?
  28. 28.Kabir’s mother has ₹2700 in her bank account. She pays ₹330 for milk and ₹370 for bread by UPI. How many rupees are left in the account?
  29. 29.Ananya’s mother has ₹1400 in her bank account. She pays ₹120 for fruit and ₹150 for vegetables by UPI. How many rupees are left in the account?
  30. 30.Riya’s mother has ₹1400 in her bank account. She pays ₹290 for school books and ₹340 for bread by UPI. How many rupees are left in the account?
  31. 31.Kavya’s mother has ₹1800 in her bank account. She pays ₹210 for fruit and ₹300 for a gas cylinder by UPI. How many rupees are left in the account?
  32. 32.Ananya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  33. 33.A stranger asks Rahul to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  34. 34.Sneha’s mother has ₹2300 in her bank account. She pays ₹340 for vegetables and ₹220 for a gas cylinder by UPI. How many rupees are left in the account?
  35. 35.Manav’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  36. 36.Rohan’s mother has ₹2300 in her bank account. She pays ₹320 for milk and ₹50 for fruit by UPI. How many rupees are left in the account?
  37. 37.Joseph’s mother has ₹2900 in her bank account. She pays ₹210 for medicines and ₹110 for milk by UPI. How many rupees are left in the account?
  38. 38.Ishaan’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  39. 39.Rohan’s mother has ₹1700 in her bank account. She pays ₹280 for vegetables and ₹260 for school books by UPI. How many rupees are left in the account?
  40. 40.Lakshmi’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code

Answer key

  1. Scanning a QR pays money
  2. 1590
  3. Never share the OTP
  4. No PIN to receive money
  5. The name of the shop
  6. No PIN to receive money
  7. Scanning a QR pays money
  8. Ignore it, tell a parent
  9. Never share the OTP
  10. No PIN to receive money
  11. 1920
  12. Ignore it, tell a parent
  13. No PIN to receive money
  14. The name of the shop
  15. The name of the shop
  16. 870
  17. Tell a parent at once
  18. Scanning a QR pays money
  19. No PIN to receive money
  20. The name of the shop
  21. 2510
  22. Tell a parent at once
  23. 2450
  24. 1090
  25. Tell a parent at once
  26. Never share the OTP
  27. 1000
  28. 2000
  29. 1130
  30. 770
  31. 1290
  32. The name and amount
  33. Scanning a QR pays money
  34. 1740
  35. The name of the shop
  36. 1930
  37. 2580
  38. The name of the shop
  39. 1160
  40. The name of the shop

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