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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 154 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  2. 2.Aarav’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  3. 3.Joseph’s mother has ₹2000 in her bank account. She pays ₹250 for fruit and ₹50 for a gas cylinder by UPI. How many rupees are left in the account?
  4. 4.Saanvi sees that ₹25000 was sent to a wrong number by mistake. What should Saanvi do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  5. 5.Arjun’s mother has ₹2700 in her bank account. She pays ₹250 for medicines and ₹100 for a gas cylinder by UPI. How many rupees are left in the account?
  6. 6.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  7. 7.Dev’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  8. 8.A message says Meera has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  9. 9.Zoya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  10. 10.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  11. 11.Vivaan gets a link: “Click now to win a phone worth ₹25000!” What should Vivaan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  12. 12.Ishaan’s mother has ₹1200 in her bank account. She pays ₹60 for milk and ₹290 for vegetables by UPI. How many rupees are left in the account?
  13. 13.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  14. 14.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  15. 15.Meera’s mother has ₹2700 in her bank account. She pays ₹130 for school books and ₹400 for medicines by UPI. How many rupees are left in the account?
  16. 16.A message says Tara has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  17. 17.Zoya’s mother has ₹2800 in her bank account. She pays ₹230 for a gas cylinder and ₹240 for medicines by UPI. How many rupees are left in the account?
  18. 18.A message says Priya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  19. 19.Aditya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  20. 20.Tara sees that ₹1000 was sent to a wrong number by mistake. What should Tara do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  21. 21.Aarav’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  22. 22.Nisha’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  23. 23.Aditya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  24. 24.Rahul gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rahul do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  25. 25.Farhan gets a link: “Click now to win a phone worth ₹50000!” What should Farhan do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  26. 26.A stranger asks Kabir to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  27. 27.Someone online asks Aarav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  28. 28.A message says Priya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  29. 29.Joseph’s mother has ₹2400 in her bank account. She pays ₹230 for medicines and ₹260 for a gas cylinder by UPI. How many rupees are left in the account?
  30. 30.Saanvi’s mother has ₹1300 in her bank account. She pays ₹150 for school books and ₹90 for vegetables by UPI. How many rupees are left in the account?
  31. 31.Vivaan’s mother has ₹2500 in her bank account. She pays ₹150 for medicines and ₹150 for bread by UPI. How many rupees are left in the account?
  32. 32.Meera’s mother has ₹1400 in her bank account. She pays ₹120 for fruit and ₹120 for medicines by UPI. How many rupees are left in the account?
  33. 33.Arjun’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  34. 34.Someone online asks Nisha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  35. 35.Diya sees that ₹50000 was sent to a wrong number by mistake. What should Diya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  36. 36.A stranger asks Manav to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  37. 37.A message says Ananya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  38. 38.Someone online asks Zoya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  39. 39.Pooja’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  40. 40.Rohan’s mother has ₹1700 in her bank account. She pays ₹380 for bread and ₹300 for fruit by UPI. How many rupees are left in the account?

Answer key

  1. Never share the OTP
  2. The name of the shop
  3. 1700
  4. Tell a parent at once
  5. 2350
  6. Never share the OTP
  7. The name of the shop
  8. No PIN to receive money
  9. The name and amount
  10. Never share the OTP
  11. Ignore it, tell a parent
  12. 850
  13. Never share the OTP
  14. Never share the OTP
  15. 2170
  16. No PIN to receive money
  17. 2330
  18. No PIN to receive money
  19. The name and amount
  20. Tell a parent at once
  21. The name and amount
  22. The name and amount
  23. The name and amount
  24. Never share the OTP
  25. Ignore it, tell a parent
  26. Scanning a QR pays money
  27. No one
  28. No PIN to receive money
  29. 1910
  30. 1060
  31. 2200
  32. 1160
  33. The name and amount
  34. No one
  35. Tell a parent at once
  36. Scanning a QR pays money
  37. No PIN to receive money
  38. No one
  39. The name of the shop
  40. 1020

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