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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 155 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.A message says Aarav has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  2. 2.A stranger asks Farhan to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  3. 3.Manav gets a link: “Click now to win a phone worth ₹50000!” What should Manav do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  4. 4.Someone online asks Manav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  5. 5.Rahul’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  6. 6.A message says Gurpreet has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  7. 7.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  8. 8.Someone online asks Meera for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  9. 9.Someone online asks Aarav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  10. 10.A message says Ananya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  11. 11.A stranger asks Aditya to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  12. 12.Rohan sees that ₹1000 was sent to a wrong number by mistake. What should Rohan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  13. 13.Arjun gets a link: “Click now to win a phone worth ₹50000!” What should Arjun do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  14. 14.Pooja’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  15. 15.Meera sees that ₹5000 was sent to a wrong number by mistake. What should Meera do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  16. 16.Priya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  17. 17.Aarav’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  18. 18.A message says Farhan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  19. 19.Saanvi’s mother has ₹2900 in her bank account. She pays ₹110 for medicines and ₹270 for school books by UPI. How many rupees are left in the account?
  20. 20.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  21. 21.Aarav’s mother has ₹1500 in her bank account. She pays ₹120 for school books and ₹350 for medicines by UPI. How many rupees are left in the account?
  22. 22.Ishaan’s mother has ₹2600 in her bank account. She pays ₹90 for vegetables and ₹180 for milk by UPI. How many rupees are left in the account?
  23. 23.Dev’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  24. 24.A message says Vivaan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  25. 25.Nisha’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  26. 26.Ishaan’s mother has ₹2500 in her bank account. She pays ₹150 for medicines and ₹120 for a gas cylinder by UPI. How many rupees are left in the account?
  27. 27.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  28. 28.Meera’s mother has ₹1600 in her bank account. She pays ₹330 for vegetables and ₹170 for milk by UPI. How many rupees are left in the account?
  29. 29.Gurpreet’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  30. 30.Dev’s mother has ₹1200 in her bank account. She pays ₹190 for a gas cylinder and ₹220 for fruit by UPI. How many rupees are left in the account?
  31. 31.Kabir’s mother has ₹1800 in her bank account. She pays ₹290 for vegetables and ₹340 for fruit by UPI. How many rupees are left in the account?
  32. 32.Ishaan’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  33. 33.Ananya’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  34. 34.A stranger asks Diya to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  35. 35.Ananya sees that ₹10000 was sent to a wrong number by mistake. What should Ananya do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  36. 36.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  37. 37.A message says Manav has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  38. 38.A stranger asks Isha to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  39. 39.Karan’s mother has ₹2400 in her bank account. She pays ₹230 for milk and ₹270 for fruit by UPI. How many rupees are left in the account?
  40. 40.Priya’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount

Answer key

  1. No PIN to receive money
  2. Scanning a QR pays money
  3. Ignore it, tell a parent
  4. No one
  5. The name of the shop
  6. No PIN to receive money
  7. No one
  8. No one
  9. No one
  10. No PIN to receive money
  11. Scanning a QR pays money
  12. Tell a parent at once
  13. Ignore it, tell a parent
  14. The name and amount
  15. Tell a parent at once
  16. The name of the shop
  17. The name of the shop
  18. No PIN to receive money
  19. 2520
  20. Never share the OTP
  21. 1030
  22. 2330
  23. The name of the shop
  24. No PIN to receive money
  25. The name of the shop
  26. 2230
  27. Never share the OTP
  28. 1100
  29. The name of the shop
  30. 790
  31. 1170
  32. The name of the shop
  33. The name and amount
  34. Scanning a QR pays money
  35. Tell a parent at once
  36. No one
  37. No PIN to receive money
  38. Scanning a QR pays money
  39. 1900
  40. The name and amount

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