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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 156 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.A message says Diya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  2. 2.Lakshmi’s mother has ₹2600 in her bank account. She pays ₹110 for a gas cylinder and ₹220 for bread by UPI. How many rupees are left in the account?
  3. 3.A message says Ishaan has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  4. 4.Ananya sees that ₹5000 was sent to a wrong number by mistake. What should Ananya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  5. 5.A stranger asks Karan to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  6. 6.Rohan’s mother has ₹1300 in her bank account. She pays ₹140 for fruit and ₹240 for vegetables by UPI. How many rupees are left in the account?
  7. 7.Rohan’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  8. 8.Aditya sees that ₹500 was sent to a wrong number by mistake. What should Aditya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  9. 9.Meera’s mother has ₹1400 in her bank account. She pays ₹200 for school books and ₹70 for medicines by UPI. How many rupees are left in the account?
  10. 10.Farhan’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  11. 11.A message says Saanvi has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  12. 12.Pooja’s mother has ₹2500 in her bank account. She pays ₹200 for a gas cylinder and ₹380 for school books by UPI. How many rupees are left in the account?
  13. 13.Priya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  14. 14.Joseph’s mother has ₹2500 in her bank account. She pays ₹320 for a gas cylinder and ₹330 for school books by UPI. How many rupees are left in the account?
  15. 15.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  16. 16.Someone online asks Manav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  17. 17.Manav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Manav do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  18. 18.Tara’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  19. 19.Nisha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Nisha do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  20. 20.Sneha sees that ₹5000 was sent to a wrong number by mistake. What should Sneha do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  21. 21.Isha’s mother has ₹1200 in her bank account. She pays ₹220 for school books and ₹190 for milk by UPI. How many rupees are left in the account?
  22. 22.Arjun’s mother has ₹1100 in her bank account. She pays ₹120 for a gas cylinder and ₹320 for bread by UPI. How many rupees are left in the account?
  23. 23.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  24. 24.Meera gets a link: “Click now to win a phone worth ₹10000!” What should Meera do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  25. 25.Sneha sees that ₹2000 was sent to a wrong number by mistake. What should Sneha do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  26. 26.A stranger asks Kabir to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  27. 27.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  28. 28.Lakshmi’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  29. 29.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  30. 30.Diya sees that ₹10000 was sent to a wrong number by mistake. What should Diya do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  31. 31.Pooja gets a link: “Click now to win a phone worth ₹1000!” What should Pooja do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  32. 32.Farhan’s mother has ₹2200 in her bank account. She pays ₹130 for vegetables and ₹330 for medicines by UPI. How many rupees are left in the account?
  33. 33.Manav’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  34. 34.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  35. 35.A message says Lakshmi has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  36. 36.A message says Joseph has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  37. 37.A stranger asks Arjun to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  38. 38.Gurpreet’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  39. 39.Sneha’s mother has ₹1500 in her bank account. She pays ₹360 for milk and ₹70 for a gas cylinder by UPI. How many rupees are left in the account?
  40. 40.A message says Pooja has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly

Answer key

  1. No PIN to receive money
  2. 2270
  3. No PIN to receive money
  4. Tell a parent at once
  5. Scanning a QR pays money
  6. 920
  7. The name and amount
  8. Tell a parent at once
  9. 1130
  10. The name and amount
  11. No PIN to receive money
  12. 1920
  13. The name and amount
  14. 1850
  15. No one
  16. No one
  17. Never share the OTP
  18. The name and amount
  19. Never share the OTP
  20. Tell a parent at once
  21. 790
  22. 660
  23. Never share the OTP
  24. Ignore it, tell a parent
  25. Tell a parent at once
  26. Scanning a QR pays money
  27. Never share the OTP
  28. The name and amount
  29. No one
  30. Tell a parent at once
  31. Ignore it, tell a parent
  32. 1740
  33. The name and amount
  34. Never share the OTP
  35. No PIN to receive money
  36. No PIN to receive money
  37. Scanning a QR pays money
  38. The name of the shop
  39. 1070
  40. No PIN to receive money

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