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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 157 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Rohan’s mother has ₹1600 in her bank account. She pays ₹50 for medicines and ₹280 for fruit by UPI. How many rupees are left in the account?
  2. 2.Dev’s mother has ₹1600 in her bank account. She pays ₹290 for fruit and ₹60 for medicines by UPI. How many rupees are left in the account?
  3. 3.Farhan sees that ₹5000 was sent to a wrong number by mistake. What should Farhan do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  4. 4.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  5. 5.A message says Tara has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  6. 6.Meera’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  7. 7.Rahul’s mother has ₹3000 in her bank account. She pays ₹330 for a gas cylinder and ₹160 for milk by UPI. How many rupees are left in the account?
  8. 8.Karan’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  9. 9.Aditya’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  10. 10.Pooja sees that ₹2000 was sent to a wrong number by mistake. What should Pooja do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  11. 11.Someone online asks Joseph for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  12. 12.Ananya’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  13. 13.Manav sees that ₹1000 was sent to a wrong number by mistake. What should Manav do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  14. 14.Nisha’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  15. 15.A stranger asks Zoya to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  16. 16.A message says Sneha has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  17. 17.A message says Arjun has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  18. 18.Sneha’s mother has ₹2200 in her bank account. She pays ₹370 for milk and ₹150 for a gas cylinder by UPI. How many rupees are left in the account?
  19. 19.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  20. 20.Ananya gets a link: “Click now to win a phone worth ₹50000!” What should Ananya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  21. 21.Ananya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  22. 22.Vivaan’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  23. 23.Farhan’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  24. 24.Someone online asks Meera for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  25. 25.Pooja gets a link: “Click now to win a phone worth ₹1000!” What should Pooja do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  26. 26.Zoya’s mother has ₹1800 in her bank account. She pays ₹140 for fruit and ₹50 for a gas cylinder by UPI. How many rupees are left in the account?
  27. 27.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  28. 28.Dev’s mother has ₹2900 in her bank account. She pays ₹260 for vegetables and ₹330 for milk by UPI. How many rupees are left in the account?
  29. 29.Arjun sees that ₹25000 was sent to a wrong number by mistake. What should Arjun do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  30. 30.Kabir’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  31. 31.Riya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  32. 32.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  33. 33.Rahul’s mother has ₹2300 in her bank account. She pays ₹50 for vegetables and ₹110 for fruit by UPI. How many rupees are left in the account?
  34. 34.Lakshmi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Lakshmi do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  35. 35.A stranger asks Manav to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  36. 36.Ananya’s mother has ₹1100 in her bank account. She pays ₹200 for milk and ₹80 for medicines by UPI. How many rupees are left in the account?
  37. 37.A stranger asks Sneha to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  38. 38.Isha’s mother has ₹1500 in her bank account. She pays ₹160 for medicines and ₹400 for milk by UPI. How many rupees are left in the account?
  39. 39.Aditya’s mother has ₹1400 in her bank account. She pays ₹360 for a gas cylinder and ₹310 for bread by UPI. How many rupees are left in the account?
  40. 40.A stranger asks Meera to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money

Answer key

  1. 1270
  2. 1250
  3. Tell a parent at once
  4. No one
  5. No PIN to receive money
  6. The name of the shop
  7. 2510
  8. The name of the shop
  9. The name and amount
  10. Tell a parent at once
  11. No one
  12. The name and amount
  13. Tell a parent at once
  14. The name and amount
  15. Scanning a QR pays money
  16. No PIN to receive money
  17. No PIN to receive money
  18. 1680
  19. Never share the OTP
  20. Ignore it, tell a parent
  21. The name and amount
  22. The name and amount
  23. The name and amount
  24. No one
  25. Ignore it, tell a parent
  26. 1610
  27. Never share the OTP
  28. 2310
  29. Tell a parent at once
  30. The name of the shop
  31. The name and amount
  32. No one
  33. 2140
  34. Never share the OTP
  35. Scanning a QR pays money
  36. 820
  37. Scanning a QR pays money
  38. 940
  39. 730
  40. Scanning a QR pays money

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