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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 158 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.A message says Rahul has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  2. 2.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  3. 3.Diya’s mother has ₹1900 in her bank account. She pays ₹50 for school books and ₹290 for medicines by UPI. How many rupees are left in the account?
  4. 4.Someone online asks Farhan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  5. 5.Aarav’s mother has ₹1300 in her bank account. She pays ₹240 for medicines and ₹400 for a gas cylinder by UPI. How many rupees are left in the account?
  6. 6.Lakshmi gets a link: “Click now to win a phone worth ₹500!” What should Lakshmi do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  7. 7.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  8. 8.Priya’s mother has ₹2500 in her bank account. She pays ₹130 for vegetables and ₹170 for fruit by UPI. How many rupees are left in the account?
  9. 9.Priya’s mother has ₹1200 in her bank account. She pays ₹60 for a gas cylinder and ₹360 for milk by UPI. How many rupees are left in the account?
  10. 10.Someone online asks Nisha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  11. 11.Saanvi sees that ₹1000 was sent to a wrong number by mistake. What should Saanvi do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  12. 12.Zoya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  13. 13.Riya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  14. 14.Dev sees that ₹2000 was sent to a wrong number by mistake. What should Dev do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  15. 15.A message says Ishaan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  16. 16.A stranger asks Diya to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  17. 17.Joseph sees that ₹25000 was sent to a wrong number by mistake. What should Joseph do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  18. 18.Pooja gets a link: “Click now to win a phone worth ₹25000!” What should Pooja do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  19. 19.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  20. 20.A message says Tara has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  21. 21.Lakshmi’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  22. 22.A message says Aarav has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  23. 23.Rohan’s mother has ₹2300 in her bank account. She pays ₹150 for bread and ₹400 for milk by UPI. How many rupees are left in the account?
  24. 24.Tara’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  25. 25.Tara’s mother has ₹1000 in her bank account. She pays ₹120 for a gas cylinder and ₹70 for fruit by UPI. How many rupees are left in the account?
  26. 26.Priya’s mother has ₹2100 in her bank account. She pays ₹100 for school books and ₹200 for milk by UPI. How many rupees are left in the account?
  27. 27.Someone online asks Manav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  28. 28.Dev’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  29. 29.A stranger asks Ananya to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  30. 30.Dev’s mother has ₹2400 in her bank account. She pays ₹180 for school books and ₹230 for medicines by UPI. How many rupees are left in the account?
  31. 31.Pooja sees that ₹1000 was sent to a wrong number by mistake. What should Pooja do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  32. 32.Zoya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  33. 33.Isha’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  34. 34.A message says Manav has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  35. 35.Sneha’s mother has ₹1600 in her bank account. She pays ₹80 for a gas cylinder and ₹60 for school books by UPI. How many rupees are left in the account?
  36. 36.Sneha gets a link: “Click now to win a phone worth ₹50000!” What should Sneha do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  37. 37.Ananya’s mother has ₹2300 in her bank account. She pays ₹200 for milk and ₹200 for school books by UPI. How many rupees are left in the account?
  38. 38.Tara’s mother has ₹1800 in her bank account. She pays ₹140 for medicines and ₹150 for school books by UPI. How many rupees are left in the account?
  39. 39.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  40. 40.A message says Meera has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money

Answer key

  1. No PIN to receive money
  2. Never share the OTP
  3. 1560
  4. No one
  5. 660
  6. Ignore it, tell a parent
  7. No one
  8. 2200
  9. 780
  10. No one
  11. Tell a parent at once
  12. The name of the shop
  13. The name of the shop
  14. Tell a parent at once
  15. No PIN to receive money
  16. Scanning a QR pays money
  17. Tell a parent at once
  18. Ignore it, tell a parent
  19. Never share the OTP
  20. No PIN to receive money
  21. The name of the shop
  22. No PIN to receive money
  23. 1750
  24. The name and amount
  25. 810
  26. 1800
  27. No one
  28. The name of the shop
  29. Scanning a QR pays money
  30. 1990
  31. Tell a parent at once
  32. The name of the shop
  33. The name and amount
  34. No PIN to receive money
  35. 1460
  36. Ignore it, tell a parent
  37. 1900
  38. 1510
  39. No one
  40. No PIN to receive money

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