Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 159 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Pooja’s mother has ₹2500 in her bank account. She pays ₹120 for a gas cylinder and ₹190 for medicines by UPI. How many rupees are left in the account?
2. 2.Ishaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ishaan do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
3. 3.Tara’s mother has ₹1200 in her bank account. She pays ₹220 for fruit and ₹50 for milk by UPI. How many rupees are left in the account?
4. 4.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
5. 5.A stranger asks Rahul to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
6. 6.A stranger asks Ananya to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
7. 7.Someone online asks Riya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
8. 8.Rohan gets a link: “Click now to win a phone worth ₹500!” What should Rohan do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
9. 9.A stranger asks Meera to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
10. 10.Diya’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
11. 11.A stranger asks Joseph to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
12. 12.Isha’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
13. 13.Saanvi’s mother has ₹1400 in her bank account. She pays ₹370 for medicines and ₹190 for vegetables by UPI. How many rupees are left in the account?
14. 14.Ishaan sees that ₹50000 was sent to a wrong number by mistake. What should Ishaan do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
15. 15.Isha sees that ₹10000 was sent to a wrong number by mistake. What should Isha do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
16. 16.A message says Farhan has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
17. 17.Ananya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
18. 18.A message says Tara has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
19. 19.A message says Sneha has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
20. 20.A message says Saanvi has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
21. 21.Someone online asks Rahul for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
22. 22.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
23. 23.A message says Manav has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
24. 24.Sneha’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
25. 25.Vivaan’s mother has ₹2200 in her bank account. She pays ₹100 for fruit and ₹280 for medicines by UPI. How many rupees are left in the account?
26. 26.Kavya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
27. 27.Isha’s mother has ₹1000 in her bank account. She pays ₹220 for milk and ₹80 for vegetables by UPI. How many rupees are left in the account?
28. 28.Someone online asks Farhan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
29. 29.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
30. 30.A message says Karan has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
31. 31.Arjun’s mother has ₹2900 in her bank account. She pays ₹280 for medicines and ₹160 for bread by UPI. How many rupees are left in the account?
32. 32.A stranger asks Riya to scan a QR code to “get” ₹10000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
33. 33.A message says Kabir has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
34. 34.Meera’s mother has ₹1700 in her bank account. She pays ₹260 for a gas cylinder and ₹120 for bread by UPI. How many rupees are left in the account?
35. 35.Kavya sees that ₹10000 was sent to a wrong number by mistake. What should Kavya do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
36. 36.Farhan’s mother has ₹1200 in her bank account. She pays ₹370 for a gas cylinder and ₹380 for vegetables by UPI. How many rupees are left in the account?
37. 37.Dev’s mother has ₹2300 in her bank account. She pays ₹210 for milk and ₹280 for fruit by UPI. How many rupees are left in the account?
38. 38.Ananya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
39. 39.Diya’s mother has ₹1000 in her bank account. She pays ₹180 for milk and ₹80 for fruit by UPI. How many rupees are left in the account?
40. 40.Vivaan’s mother has ₹2300 in her bank account. She pays ₹380 for fruit and ₹140 for a gas cylinder by UPI. How many rupees are left in the account?

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